Sukanya Samriddhi Yojana: There is a lot of enthusiasm among daughters across the country to join the Sukanya Samriddhi Yojana. If you also want to secure the future of your beloved daughter, then the Sukanya Samriddhi Yojana is a great option. If you wish to take full advantage of the scheme, you must understand some essential things so there is no confusion.
The most special thing about the scheme is that you can open an account in the name of a single or twin daughter, where there will be no problem. This scheme can prove to be very beneficial for parents as well. By depositing only Rs 833 monthly in this scheme, you can deposit Rs 4,61,839 after 21 years. Know the critical updates related to the scheme below.
Know what is Sukanya Samriddhi Yojana
The central government has started Sthe ukanya Samriddhi Yojana under the Beti Bachao Beti Padhao campaign. The scheme aims to make the future of the country’s daughters golden. Along with this, the daughters’ financial security also needs to be ensured. Parents can earn a lot of income for their daughters with the help of this scheme.
The amount received from the scheme will be helpful for their education and marriage. You can invest a minimum of Rs 250 to a maximum of Rs 1.50 lakh in the scheme. Investment can be made for up to 15 years in this scheme. Anyway, its maturity period is fixed at 21 years.
How much interest is being received?
After investing iin the ukanya Samriddhi Yojana, the money remains safe. The most important thing is that the profit from the scheme will also be excellent. There is also a tax benefit on the interest rate on the invested money and the maturity amount. Even when the girl is 18, 50 per cent of the amount can be withdrawn as a partial withdrawal.
The government works to determine the interest rate of this scheme every quarter. At this time, the benefit of 8.2 per cent interest is available. However, there is some fluctuation in the interest rates. Interest rates are released every quarter.
Eligibility for Sukanya Samriddhi Yojana
If you want to open an account for your daughter in the government’s Sukanya Samriddhi Yojana, the age should be 10 years or less. Along with this, the girl must be a citizen of the country. A family can open an account in the Sukanya Samriddhi Yojana for only a maximum of two daughters.
A family can open a Sukanya Samriddhi account for only two daughters. If two daughters are twins, all three get the benefit in such a situation.