SCSS: Senior Citizens Can Grow ₹35 Lakh by Saving Just ₹50 – Apply This Way

Anyone between the ages of 19 and 55 can invest in the Gram Suraksha Yojana scheme. The minimum investment in this Post Office scheme is Rs 10,000 and the maximum is Rs 10 lakh. You can create a huge fund without any risk in this scheme of the Post Office. Several schemes have been launched under Post Office Insurance. One of them is the Gram Suraksha Yojana. Under this scheme, you have to spend Rs 50 per day. You have to keep a fund of up to Rs 35 lakh.

Lakhs of people have got good returns by investing in this scheme of the Post Office. Therefore, many people invest in the Post Office scheme. There is no risk in investing in the Post Office scheme and the returns are assured.

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Know what is the Gram Suraksha Yojana

The investors of the Gram Suraksha Yojana can get the full benefit of Rs 35 lakh along with the bonus after reaching the age of 80. If the investor dies before the age of 80, then their nominee will get the money. Any Indian citizen between the ages of 19 and 55 can invest in this scheme. The investment amount can be from Rs 10,000 to Rs 10 lakh. You can repay in monthly, quarterly, half-yearly or annual installments. If you buy Gram Suraksha Yojana at the age of 19, then you will have to pay a premium of Rs 1,515 till the age of 55.

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Gram Suraksha Yojana offers bonuses

In this scheme, investors get a loan after four years. If a policyholder wants to surrender the policy, then they can do so after three years from the policy commencement date. If you invest in this scheme, you will also get a bonus after five years.

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How much money will you get?

If an eligible person deposits Rs 1,500 every month in this scheme, which means spending just Rs 50 every day, then they can earn up to Rs 35 lakh after maturity.

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When will the full amount be available?

An investor will get Rs 31,60,000 at the age of 55, Rs 33,40,000 at the age of 58 and Rs 34.60 lakh at the age of 60. Under the Gram Suraksha Yojana, the money is transferred after reaching the age of 80. In case of death of the person, the money is given to the nominee.