SBI Card– Big news for SBI Card holders. If you are an SBI credit card user and are taking advantage of the benefits of air accident insurance cover, then August 2025 is bringing an important change for you. SBI Card is going to discontinue the free air accident insurance facility available on its major credit cards from August 11, 2025. This change will directly affect millions of public customers, especially those who depended on this facility for safety in air travel.
Will this insurance facility of these cards be discontinued?
Till now, many premium and co-branded credit cards of SBI used to offer complimentary (free) air accident insurance up to Rs 1 crore or Rs 50 lakh. This benefit will stop after 11 August 2025. The cards on which this facility is ending include
Cards with Rs 1 Crore insurance cover
SBI Card ELITE
SBI Card Miles ELITE
SBI Card Miles PRIME
UCO Bank SBI Card ELITE
Central Bank of India SBI Card ELITE
Allahabad Bank SBI Card ELITE
SBI Card ELITE
Karur Vysya Bank (KVB) SBI Card ELITE
KVB SBI Signature Card
Cards with Rs 50 Lakh insurance cover discontinued:
SBI Card PRIME
SBI Card Pulse
UCO Bank SBI Card PRIME
Central Bank of India SBI Card PRIME
PSB SBI Card PRIMEKVB SBI Card PRIME
KVB SBI Platinum Credit Card
South Indian Bank SBI Card PRIME
South Indian Bank SBI Platinum Credit Card
Karnataka Bank SBI Card PRIME
Karnataka Bank SBI Platinum Credit Card
City Union Bank SBI Card PRIME
UBI SBI Platinum Credit Card
SBI OBC Visa Platinum Card
Federal Bank SBI Platinum Credit Card
What does this change mean for you?
Now you will not get this extra protection during air travel. In such a situation, if you travel often and were dependent on free insurance for mental peace, then you may now have to take separate travel or personal accident insurance.
Experts advise that if this benefit is important for you, then definitely look at the individual travel or personal accident insurance policies available in the market.
All card holders are advised to read the new terms and conditions of their cards to understand which benefits are still available.
In case of any confusion or doubt, seek detailed information from SBI Card Customer Care.
Why did SBI take such a decision?
Although SBI Card has not officially given the reason, this is a growing trend in the banking and finance industry. Many other banks are also gradually discontinuing such complimentary benefits or tightening their terms so that the benefits reach only a limited number of users and the banks’ costs are also controlled.