When you deposit in a Post Office savings account, RD, or term deposit, you get interest. At the end of the year, it is important to know how much you earned. Especially, it is more needed while filing an income tax return. For this, the Post Office interest certificate is very useful.
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Why is an interest certificate necessary?
It is written in this certificate how much interest you will get on how much amount from which post office account. While filing income tax, if you have earned interest from which savings account, RD, or FD, then it has to be reported. In such a situation, an interest certificate is necessary.
How to download an interest certificate online?
1- Through Internet Banking
- First of all, go to the India Post Internet Banking portal and log in.
- After this, go to the Accounts section and click.
- Now choose the Savings Account or the account for which you want the interest certificate.
- Here you will get the option to view and download the Interest Statement.
- Now select the financial year for which you need the certificate.
2- You can also download it from the mobile banking app
- For this, first open the Post Office mobile banking app.
- Log in to this app and go to the Accounts section.
- Here you will see the option of an Interest Certificate.
For which accounts do you get an interest certificate?
Post Office Savings Account
Recurring Deposit
Time Deposit
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This certificate shows the total amount of interest, which helps in tax planning and savings tracking properly. This process is online and easy, with the help of which you can get your interest certificate in a few minutes, sitting at home.