Post Office FD interest rate 2025. If any scheme is running in the country for safe and better returns, then it is the post office. Crores of customers trust here. There are many such schemes in the post office, ranging from Sukanya Samriddhi Yojana, SIS, Kisan Vikas Patra, and Post Office Time Deposit Scheme. In which people get the option to invest as per their need. We are going to tell you about one such scheme. Like the fixed deposit of the bank, there is an option to earn bumper money.

Here we give information about the fixed deposit of the post office i.e. time deposit scheme, which matures in the stipulated time like fixed deposit. Customers get their money in full with fixed interest. There is a trend of investing in the name of their family members in the country. If you also want to invest in the name of your wife. So that a huge amount can be deposited to buy property, buy a house, build a house in future, then you can invest money in this scheme here.

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To save tax, people invest money in different schemes in the name of their wife, then you get an opportunity to invest in FD from 1 year to 5 years in the post office, let us tell you that in the post office, 6.9 percent interest is being given on 1 year FD, 7.0 percent on 2 year FD, 7.1 percent on 3 year FD and 7.5 percent on 5 year FD. In such a situation, you get a bigger return on investing than the bank.

How much will you earn on investing 1,00,000

If you plan to invest in the post office in your wife’s name, then if you deposit 1,00,000 rupees in a 24-month FD, on maturity, a total of 1,07,185 rupees will be deposited in your wife’s account. Here, the 1,00,000 rupees deposited by you is also included along with a fixed interest of 7185 rupees.

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Let us tell you that the post office gives equal interest on FD accounts to all its customers – general citizens, women, and senior citizens. Due to which there is an investment scheme according to every need of the customers, you can choose a plan for saving according to your income.