New Delhi: Many health insurance schemes have been run by the Government of India, which also benefits people on a large scale. Many government organizations run awareness campaigns regarding health insurance. People join term insurance and accident insurance. Today we will tell you about the Pradhan Mantri Suraksha Bima Yojana.
Under this scheme, people are provided accidental insurance cover of up to Rs 2 lakh. An annual premium of Rs 20 has to be paid to take advantage of the scheme. Anyone can deposit this premium without loosening their pocket. You can learn the essential things related to it below in the article.
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Who will get the benefit?
The purpose of Pradhan Mantri Suraksha Bima Yojana is to provide relief to the people. Its annual premium was Rs 12, but now it has increased to Rs 20. This increase was in 2022. Even people below the poverty line can quickly pay this amount. If the insured person dies during an accident for any reason, then the insurance amount is given to the nominee.
This scheme benefits a person between 18 and 70 years of age. If the person’s age exceeds 70, the insurance will be canceled. An insurance amount of Rs 20 is deducted from your account every year. You can see below how people will benefit from Rs 2 lakh.
How will you get the benefit of Rs 2 lakh?
If a person associated with the insurance scheme dies, the nominee is assisted up to Rs 2 lakh. In the situation of complete disability, such as eyes not being okay, losing hands and feet, losing one eye, one hand or one leg completely, a benefit of up to Rs 2 lakh will be available. In case of permanent partial disability, an insurance amount of Rs 1 lakh will be available.
Important things related to the scheme.
This scheme’s annual premium of Rs 20 will be valid only for 1 year. The scheme has to be renewed annually. In case of death or disability due to an accident, the insurance amount is provided per the rules. The age of the scheme must be between 18 and 70 years. Along with this, the applicant should be an Indian native.
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