EPFO Update – PF employees are eagerly awaiting the announcement of the interest rate. The central government is expected to announce the interest rate for the financial year 2025-2026 soon. This time, the government is likely to approve an interest rate of up to 9.25 percent.

If the government approves this interest rate, it will be a great gift for the employees. This will also result in a substantial amount being credited to the employees’ PF accounts. The interest will be transferred based on the amount in the EPF account.

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If you are confused about the interest amount, you can understand the calculation. We are going to explain the complete calculation below, which will clear up all your doubts.

How much money will be credited to the account?

The central government may announce a 9.25 percent interest rate. This will be good news for the employees. If a PF employee has up to Rs 7 lakh in their EPF account, then according to the 9.25 percent interest rate, approximately Rs 64,000 can be credited to their account.

Similarly, if a PF employee has up to Rs 4 lakh in their fund, then approximately Rs 38,000 can be transferred. This amount will be a welcome surprise. Last year, the central government credited 8.25 percent interest to the accounts.

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This time, there is a strong possibility of an increase of up to 1 percent in the interest rate. This decision may be taken in the meeting of the Central Board of Trustees. However, it is not possible to say anything definitively at this point. The official decision will be taken in the meeting.

How many employees will benefit?

According to the EPFO ​​report, the number of EPF members is more than 7.5 crore. Employees working in private companies are continuously being added to the EPFO. This number is expected to increase further in the coming days.

On the other hand, the central government may also increase the minimum amount of EPS (Employees’ Pension Scheme). Now, PF employees are eagerly awaiting the announcement of the interest rate, which will be good news for everyone.