PF is necessary for everyone because it provides financial security after retirement. The PF account is managed by the EPFO (Employee Provident Fund Organization). You can earn up to an 8.25% return on your PF.
Currently, 12% of the salary of every employed person is deducted towards PF. In some cases, you can withdraw a certain amount from your PF account, but you must follow specific rules to do so. Whether you want to withdraw money or complete any important task, it’s necessary to check your PF balance. While the UAN number is usually required to check your PF balance, you can still check it even if you forget your UAN number.
How to Check Your PF Balance Without UAN Number
You can check your PF balance even without having your UAN number. There are two easy ways to do this:
1. Check Balance Through SMS
You can find out your PF balance by sending an SMS. To do this, send a message from your registered mobile number to 7738299899.
- If you want the balance in English, send the message EPFO UAN ENG.
- For Hindi, send EPFO UAN HIN.
- For Marathi, send EPFO UAN MAR.
Simply change the last three letters based on the language you prefer.
2. Check Balance Through Missed Call
Another way to check your PF balance is by giving a missed call. Dial the EPFO number 996604442 from your registered mobile number. The call will be disconnected, and after some time, you will receive an SMS with your PF account information.
Both of these methods are free of charge. However, to use these services, your Aadhaar must be linked to your PAN card, and your UAN number should be activated.