New Delhi: The use of credit cards is becoming increasingly common across the country these days. People frequently use credit cards to handle their financial tasks in advance. Did you know that, beyond just the metro cities, credit cards are now gaining significant traction in Tier-2 and Tier-3 cities as well? In this era of digitalisation, credit cards have become an integral part of our daily necessities.
Meanwhile, a surprising piece of news regarding credit cards has emerged—one that is bound to leave you astonished. You will be delighted to learn that credit cards equipped with LED lights are now becoming available. When you make a payment using one of these cards, a light will illuminate. This development is being hailed as a major innovation within India’s credit card sector. CheQ, a credit card management platform, has partnered with AU Small Finance Bank to launch the country’s first-ever LED-powered co-branded credit card.
key highlights
LED-Powered Credit Card (India’s First)
- Launch: CheQ (credit card management platform) + AU Small Finance Bank
- Unique Feature: Built-in LED light that glows when you tap to pay
- Power Source: Draws energy from the POS terminal’s NFC field – no battery needed
🔹 Interactive & Secure Payment Experience
- The LED provides instant visual confirmation during every tap transaction
- Makes payments feel more engaging and secure
🔹 Distinctive Rewards System
- Rewards earned as “CheQ Points” (not cashback or traditional points)
- All points tracked and redeemed on a single platform
- Simplifies complex traditional credit card reward structures
🔹 UPI Support
- RuPay card can be linked to UPI for payments
- Users earn rewards even when paying via UPI
The Significance of This Card
This card holds immense significance. It has garnered considerable attention thanks to its unique “Tap-to-Pay” LED feature, which lights up during every transaction. A key highlight of this card is its built-in LED lighting system.
The moment you tap the card to make a payment, the embedded LED light instantly glows. Furthermore, this technology draws power directly from the NFC field of the POS terminal; consequently, the card requires no internal battery. This feature serves to make the payment experience more interactive and secure.
The Reward System Is Equally Important
For CheQ, this launch marks a pivotal milestone. Having previously operated primarily as a bill payment platform, the company is now leveraging this card to establish a strong foothold within the credit and rewards ecosystem.
Additionally, the card features a highly distinctive rewards system. All rewards are received in the form of “CheQ Points,” which users can easily track and redeem on a single platform. Furthermore, it simplifies the complex reward structures typically associated with traditional credit cards.
Also Supports UPI
This card also features UPI support. This allows users to link their RuPay credit card to UPI to make payments, while simultaneously earning rewards. Applications for this card will be accepted starting April 28, 2026.