The stock market is moving towards a recession day by day. Investors are worried as they see daily fluctuations in the market. Some are trying to manage their losses, while others are facing significant setbacks. However, one surprising fact is that even in this declining market, there is a mutual fund that is giving high returns. A monthly SIP investment of just ₹10,000 can grow to ₹5.31 crore in 25 years. Let’s find out more about this scheme.

Investors Smile Even in a Recession

The stock market has been in a recession for the past 5 months, with investors facing one loss after another. The situation for mutual funds isn’t favorable at the moment, and new investors are seeing more losses than profits. However, long-term investors have a completely different story.

The Power of Long-Term Investing

Sources say that mutual funds typically deliver better returns for long-term investments. Compounding plays a key role in yielding significant results over time. A prime example of this is the SBI Long Term Equity Fund, where patient investors have seen huge profits.

Turn ₹10,000 into a Million

If someone had started an SIP with ₹10,000 every month in the SBI Long Term Equity Fund 25 years ago, their total investment would have amounted to ₹30 lakh. However, due to compound interest and the power of long-term investing, their money would now have grown to approximately ₹5.31 crore — more than 17 times the original investment.

19.03% XIRR Return

Mutual funds generally offer an average return of around 12%. In some cases, returns can range between 15% to 20%. However, the SBI Long Term Equity Fund has consistently delivered an impressive 19.03% return over the past 25 years, which makes it truly remarkable.

The SBI Long Term Equity Fund
                                                                                                                               The SBI Long Term Equity Fund

The Key to Success: Long-Term Patience

According to market experts, the primary reason behind such high returns is not trying to predict market fluctuations. Instead, it’s about long-term investing, benefiting from compound interest, and selecting the right fund.

Profit Despite Market Fluctuations

Many investors try to buy and sell shares for short-term gains. However, successful investors know that time is their greatest ally, and long-term investments are less affected by market fluctuations. Rather than constantly monitoring the market, consistent investing is the real key to success.

The SBI Long Term Equity Fund stands out as one of the best options in the stock market. With proper planning and patience, even small investments can yield huge profits over time. Those looking to start investing should consider this fund for their future.