Atal Pension Yojana Calculator: The government runs many public welfare schemes that benefit on a large scale. Do you know that now there is a scheme in which both husband and wife can invest and arrange for a pension of up to Rs 10,000 every month in old age. The name of this scheme is none other than Atal Pension Yojana.
If you invest Rs 210 every month in one name, then after the age of 60, you will get a pension of Rs 5,000 in a single name. Apart from this, if you invest the same amount in a joint account, you will get Rs 10,000 monthly.
Five slabs of pension in Atal Pension Yojana
You should know that five slabs have been fixed in the Atal Pension Yojana. There is a provision of getting a pension of Rs 1000 monthly, Rs 2,000 per month, Rs 3,000 per month, Rs 4,000 per month and Rs 5,000 per month. In a joint account (husband-wife), one will easily get Rs 10,000 as pension per month.
According to the rules of Atal Pension Yojana, it is very important to have a minimum age of 18 years and maximum age of 40 years to join. At 18, for the maximum pension limit of 5000 per month, one must invest Rs 210 monthly.
Also, if one joins at 25, one must invest Rs 376 monthly. Meanwhile, for 30-year-olds, Rs 577, 35-year-olds, Rs 902, and 39-year-olds, Rs 1318 will have to be invested monthly.
How will one get a Rs 10,000 pension?
The husband and wife can open an account at the Atal Pension Yojana. For example, if the husband and wife are around 25 and contribute Rs 376, then the total will be Rs 752. If both are around 30 years of age, they will need to contribute Rs 1154 per month (Rs 577 for one person).
According to this, when the age reaches 60 years or more, a pension of Rs 10,000 will be available monthly. You can contact any nearest branch to open an account in this scheme.