When any bank or finance company gives a loan, it first checks the credit score of the borrower. If the credit score is good, then there is a high probability of getting a loan. On the other hand, if the credit score is not good, then there may be a problem in taking a loan. To take a loan, a credit score between 300 and 900 is checked.
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A credit score means that you pay your loan or credit card bill on time. If you pay your loan or credit card bill on time, then your credit score is better. On the other hand, if you do not pay on time, then your credit score falls. Now, if you want to check your credit score, then we are going to tell you about some methods here.
How to check a credit score?
- For this, first of all, you have to go to the official website of CIBIL score www.cibil.com.
- After this, log in to the website.
- Now, if you are a new user, then you have to sign up first.
- After this, you will have to enter your personal information, like name, date of birth, PAN card, and mobile number etc.
- After entering the mobile number, you will get an OTP, which you will have to enter.
- Here you will be asked whether you want a free option or a paid subscription.
- Here, you have to click on the free option, after which the CIBIL score will appear on the screen.
Can you check the credit score from the UPI app like this?
You can also check your IBIL score on UPI apps like Paytm and Google Pay. You can easily check your credit score on these apps. To check your CIBIL score on Paytm, you have to enter your PAN number and the OTP received on your registered mobile number.
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At the same time, you can also check your credit score easily on Google Pay. Here, some information will be asked in the beginning. But later, you will be able to check your credit score in just one click. Experts say that before taking a loan or a credit card, definitely check your CIBIL score.