It is important to have a high CIBIL score. If this score is high, loans can be obtained at low interest rates. In addition, you do not have to run to the bank repeatedly to get a loan. Rather, the bank comes to your home and gives you a loan. So, you have to keep your credit score high. It is better to keep it above 750. And if you want to take your CIBIL Score above 750, you do not have to take any big steps. Instead, you can easily increase this score by using a credit card.

Are you wondering how it is possible to do this again? And find out that method today.

Pay bills on time

If you want to increase your CIBIL score using a credit card, you have to pay your credit card bills on time. In this case, pay the bill long before the due date. That’s it, then you will see the work. Your credit score will increase within a few days. As a result, you will easily get a loan from the bank.

Don’t borrow too much

Many people use their credit card limit as much as they have. And because of that mistake, their credit score decreases. So try to use only 20 to 30 percent of the loan available on the credit card. That will increase your CIBIL score. You will get a loan for less money in the future.

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Don’t pay the minimum due

There are two options for paying money on a credit card. First, you can pay the money at once. Another option is to pay less money than usual. This is called the minimum due payment. And paying money in this way reduces your CIBIL score. So don’t give the minimum credit. Instead, give the full amount.

Don’t take new credit cards all the time

Many people keep more than one credit card. And this mistake increases the danger. So try not to apply for a new credit card from time to time. Hopefully, if you follow this rule, the game will turn around. Your credit score or CIBIL score will increase a lot in one go.

Keep your old credit card with you

Many people do not use their old credit cards. Instead, they take new credit cards. And this is a mistake. Therefore, experts say that you should keep your old credit card active. By doing this, you will be able to solve the problem easily. You will see that your CIBIL score will increase in no time.