New Delhi: Many great schemes have been run by the post office, with the help of which people fulfil their dream of becoming rich. On maturity, you get a great return without any risk. The more you invest by saving in these schemes, the better the profit will be. You must have heard the name of Sukanya Samriddhi Yojana, which is for girls.
In this, you can collect a big fund even with a small investment, where there is any problem. Sukanya Samriddhi Yojana can provide great returns to your family. In this, strong interest is being given on an annual basis. It is included in tax-free schemes. You can know the important things related to Sukanya Samriddhi Yojana in the article below.
Important things related to Sukanya Samriddhi Yojana
By opening a Sukanya Samriddhi Yojana account in the post office, you will not have any problem. You will get good interest from here. Up to 8.2 per cent interest is easily available in the Sukanya Samriddhi Yojana. These interest rates have been stable for a long time, with no change having been made. To join Sukanya Samriddhi Yojana, the maximum age of the daughter should be 10 years or less.
If the age is more than 10 years, then the name of the daughter will not be opened in the scheme. Whatever benefit you will get from this, it will not come under the purview of tax. The most important thing is that you can invest from Rs 250 to a maximum of Rs 1.50 lakh annually in this scheme. There is no risk in investing here. The post office works under the government.
How will you get 70 lakh rupees?
In Sukanya Samriddhi Yojana, you can collect a fund of up to Rs 70 lakh in the name of your daughter. In the scheme, you will have to save about 400 rupees daily. You can invest up to Rs 12500 in a month. According to this, an investment of Rs 1.50 lakh will be made every year. When the daughter is 5 years old, start investing up to Rs 1.50 lakh every year.
From Rs 400 to Rs 70 lakh! If you open this account in the name of your daughter and want Rs 70 lakh after maturity, then first of all, you have to save about Rs 400 every day, which will become Rs 12500 per month, that is, Rs 1.5 lakh will be deposited every year. Now start investing Rs 1.5 lakh annually in it from the age of 5 years for your daughter.
The maturity period is fixed at up to 21 years. After this age, the daughter will get up to Rs 69,27,578 lakh from the common money. You have to invest in it till the age of 15 years. Meaning, an investment of Rs 22,50,000 will be made. Apart from this, interest up to Rs 46,77,578 lakh can be received.