New UPI Rule: UPI is expanding rapidly in India, and is also being used by a large number of people. Now users can withdraw money from gold, FD and business loans through UPI. Not only this, but the work of linking the loan account number to the UPI account can also be done. The National Payments Corporation of India has made a big change in the rules of UPI payments.

After the new rules, users can make payments through UPI apps like credit cards, Paytm, Phonepe, and  Google Pay. The new rules will be implemented on September 1, 2025. This will benefit crores of users who want to take a loan along with using UPI. Meaning, you will be able to easily withdraw the loan money without going to the bank.

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You will be able to withdraw the loan amount from your home itself

NPCI has taken some big decisions with the aim of making payment rules easy and safe. It has been announced to increase the scope of payment. At present, UPI users will be able to link only a savings account or an overdraft account to UPI. You can make a payment through these.

The most important thing is that a RuPay credit card can also be linked to the UPI app. The number is less. If the new rules are to be believed, then gold loan and personal loan money can be withdrawn online without going to the bank, which will provide great convenience to the users. The government wants to reduce the problem of cash by increasing online payments.

NPCI has made some special rules

According to the current rules of UPI, there is a facility for P2M money transfer. But with the implementation of new rules, along with P2P, P2PM transactions will also be possible. Users will be able to withdraw only this much cash comfortably.

However, NPCI has also laid down some rules for this. Users will be able to make a maximum payment of Rs 1 lakh. Even if they withdraw cash, the limit is Rs 1 lakh only. At the same time, it has been decided to limit the P2P daily transaction to 20.