EPFO Pension Certificate: If you work in a private job for 10 years, you can be entitled to pension. According to EPFO ​​rules, any employee who contributes to the Employees’ Provident Fund (EPF) is entitled to pension after working for 10 years. However, he gets this pension after completing 58 years of age. If he continues to work even after 58 years, he will start getting pension. However, a pension certificate is necessary for this. According to EPF rules, subscribers who contribute to EPF for at least 10 years and till the age of less than 58 years have to submit the pension certificate of Employee Pension Scheme (EPS) to get pension.

It is necessary to get a certificate from EPS for pension, so whenever you are changing jobs or want to take a few days off from work, you should not forget to get an EPS pension certificate while doing so. If you contribute to EPF, then you must also remember to transfer your EPF account from the old to the new employer. However, many employees are not aware that they should also get an EPS certificate from the Employees Provident Fund Organization.

 

What is a pension certificate?

EPS pension certificate is like a proof for pension in all, because with its help you get the facility to transfer pension when you change jobs. You must have this certificate to claim pension. However, if you have contributed to PF for less than 10 years, then you can still get the scheme certificate to continue the pension service, but it is not necessary.

If you get money deducted in PF and change your job in between, i.e. you leave one company and join another, then PF should be transferred to the new company on the EPFO ​​portal. But suppose after switching jobs, the new company is not under the purview of EPF, then it is necessary for you to have a scheme certificate to get pension later. So that later on, when you switch to another company that is under the purview of EPF, you can get your pension account transferred there again with the help of the scheme certificate.

How to get pension certificate

  • First of all, you have to visit the official website of EPFO ​​http://www.epfindia.gov.in.
  • Select the option of online claims member account transfer given on the right side of the home page.
  • Now UAN Portal will open on your screen. Log in by entering your username (UAN number) and password.
  • When the new page opens, select the option of Online Services.
  • A list of some services will appear in front of you, in which click on the link of CLAIM (FORM 31, 19, 10C & 10D).
  • On the next page, you will have to enter the details related to your personal identity. For example, name, date of birth, Aadhaar number.
  • Here there will be an empty box in front of the bank account number, in which enter the number of your bank account.
  • After this, the option of Proceed for Online Claim will appear below, click on it.
  • If you want to link the money deposited in your pension account with the next job, then click on the option of SCHEME CERTIFICATE (FORM-10 C).
  • After this, enter your full address in the box.
  • After this, you will have to upload bank related documents like the first page of the pass book of the bank account linked to your PF or a cheque book.
  • After this, click on the option of Get Aadhaar OTP at the bottom of the page.
  • After this, enter the OTP received on the mobile number linked to your Aadhaar card and complete the verification. Here the application process is completed.