Credit Card Offers: For international travelers in India, credit cards are no longer just a means of payment, but have become an important tool to make travel cheaper and more convenient. Keeping this need in mind, BOBCARD Limited and Etihad Airways have jointly launched two new co-branded credit cards in India. These cards are specifically designed for travelers who frequently travel abroad or prefer Etihad Airways.

BOBCARD and Etihad’s New Partnership

BOBCARD Limited, a wholly owned subsidiary of Bank of Baroda, has entered into this strategic partnership with Etihad Airways. Under this partnership, two credit cards based on the Mastercard network have been launched, designed with global acceptance and travel benefits in mind. These cards aim to provide Indian travelers with better value on flights, lounge access, and reward miles.

Two Types of Cards, for Different Needs

Under this partnership, the BOBCARD Etihad Guest Premium Credit Card and the BOBCARD Etihad Guest Credit Card have been launched. The premium version is for those who spend more and prioritize international travel, while the other card is for users who want travel-related benefits at a lower fee. The annual fee for the premium card is Rs. 5,000, while the entry-level card is available for Rs. 2,500. There is also an option to waive the annual fee for both cards upon meeting a certain spending threshold.

Special Benefits of the Premium Card

Using the premium card earns more Etihad Guest Miles for every Rs. 100 spent. Regular and international spending earns 2 miles per Rs. 100, while this reward increases to 6 miles per Rs. 100 for Etihad Airways ticket bookings. New cardholders also receive 5,000 bonus miles upon spending Rs. 25,000 within the first 60 days.

A major attraction of this card is the Etihad Silver Tier status, which is granted with the very first transaction. Purchasing on Etihad’s official website also offers the chance to upgrade to the Gold Tier. Additionally, cardholders can receive access to 12 domestic and 8 international airport lounges annually, zero forex markup, and milestone rewards of up to 24,000 miles per year. Concierge services and select hotel offers further enhance the value of this card.

Who is the Entry-Level Card Best For?

The BOBCARD Etihad Guest Credit Card is suitable for travelers who want travel rewards at a lower cost. This card offers 1 Etihad Guest Mile for every ₹100 spent and 3 miles for Etihad ticket bookings. A bonus of 2,500 miles is also offered on spending ₹10,000. This card provides access to 8 domestic and 4 international lounges annually. However, a 1% forex markup applies to this variant.

What This Means for Customers

For those who travel internationally regularly or frequently fly with Etihad Airways, these co-branded cards can significantly reduce travel expenses. Benefits such as reward miles, lounge access, and tier status can make every trip more comfortable and affordable. Choosing the right card will depend on your travel habits and spending patterns.