The right credit card while traveling can make your travel experience much more comfortable and affordable. Keeping in mind everyone’s travel habits and spending patterns, IDFC First Bank has recently launched the Black Credit Card.
One of the biggest attractions of this card is its simple and generous reward structure. You will get 4 reward points for every 150 rupees spent on online, offline and international transactions. 1 reward point is given for every 150 rupees for paying utility bills and insurance premiums.
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There are also benefits here in the case of UPI transactions. 3 points for every 150 rupees for UPI transactions of more than 2,000 rupees, and 1 point for transactions of 2,000 rupees or less. However, no reward points are available for transactions on fuel purchase EMI, cash withdrawals and transactions of less than 150 rupees.
Special benefits of joining
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After paying the joining fee, cardholders get multiple attractive benefits. Get a discount of Rs. 500 on first flight booking with a minimum spend of Rs. 5,000 through the IDFC First Bank mobile app. Instant discounts of up to Rs. 1,600 are available on flight, hotel and bus bookings.
Travel and lifestyle benefits
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For movie lovers, a 25% discount is available once a month through the District app. For travelers, there is 1 free access to specific lounges at Indian airports every quarter, but for that, the condition of spending Rs. 20,000 in the previous month has to be met.
The biggest plus point—zero forex markup. Be it spending abroad or international online shopping, there is no need to pay additional forex charges.
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For those who travel regularly, do international transactions and love lifestyle benefits, the IDFC First Bank Black Credit Card is a convenient option. However, it is wise to decide after considering your spending pattern and monthly usage.
If you can calculate it correctly, then you will have additional benefits from it. This card will give you a lot of discounts in terms of travel. Besides, you will get additional benefits from it every time because you have special discounts. If you look from there, this card will soon make its own place in the market.