Some major financial changes are going to happen in September 2025, which can have a direct impact on your monthly budget. These changes, starting from September 1, may include changes in SBI credit card rules, possible reduction or increase in LPG gas cylinder prices, and a reduction in FD rates. Apart from this, there are also some important deadlines like updating the Aadhaar card for free and filing ITR. It is very important for you to know about these changes.
Silver hallmarking will be mandatory
The biggest change is related to the hallmarking of silver. Like gold, the government is now planning to make hallmarking mandatory on silver as well. However, it will not be necessary for you to buy only hallmarked silver, but this change may make a difference in the prices of silver jewelry and items. This will affect those who prefer to invest in silver instead of gold.
Changes in SBI credit card rules
State Bank of India (SBI) is going to change its rules for credit card holders from September. The bank has said that reward points will not be available on certain transactions. These transactions include digital gaming platforms, certain merchants, and government transactions. Apart from this, the bank can also levy a penalty of 2% if the auto debit fails, which will have a direct impact on your pocket.
Change in LPG gas cylinder prices possible
Like every month, LPG gas cylinder prices are likely to change in September as well. Domestic LPG gas cylinder prices depend on international oil prices. Oil companies will announce new prices on September 1. The increase in prices may increase the burden on your kitchen budget, while the reduction in prices may provide some relief. LPG prices remained stable last month, but they are expected to change in the coming month. Similarly, CNG and PNG prices are also likely to change.
FD rate cut possible
Fixed deposit (FD) rates may also be cut in September. Many banks are planning to review and change FD rates. Currently, most banks in the market are offering interest rates ranging from 6.5% to 7.5% on fixed deposits. There are reports that interest rates on FDs may be cut. This means that investors who are thinking of investing money in FDs may have to make this decision soon.
New rules on ATM usage
Some banks across the country are going to implement new rules regarding the use of ATMs. Customers who withdraw money from ATMs more than the monthly limit may now have to pay higher transaction fees. Experts recommend reducing unnecessary ATM withdrawals, which can help avoid additional charges. This can have a direct impact on your monthly budget.
Also, pay attention to these dates
September also has some important deadlines that need to be paid attention to:
ITR Filing: The last date for filing income tax returns (ITR) is September 15, 2025.
Pension scheme: Central government employees covered under the National Pension System (NPS) have until September 30 to opt for the Unified Pension Scheme (UPS).
Aadhaar update: The last date to update the Aadhaar card for free is September 14. UIDAI had extended the free facility of Aadhaar document update for three months.