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Ayushman Bharat Yojana: Get ₹5 Lakh Free Treatment Without Paying a Rupee

Ayushman Card Update

Vikram Singh

February 21, 2026 at 4:16 PM IST · 3 min read

Ayushman Bharat Yojana Free Treatment: The Indian government’s Ayushman Bharat Yojana is no less than a boon for millions of poor and middle-class families in the country. Under this scheme, eligible families receive free treatment up to ₹5 lakh per year. However, in recent times, reports of illegal extortion and fraud in the name of Ayushman card making have surfaced.

If an agent or individual is demanding money for making a card, they are clearly violating the law, as the government has made this card completely free. In this article, we will explain how you can get your Ayushman card without spending a single rupee and how to silence anyone who demands money. Understanding this information is crucial to protecting your health and hard-earned money.

File a complaint here under the Ayushman card

Ayushman Card Eligibility

The Ayushman Bharat Yojana has been made completely transparent so that every needy person can benefit from it without any brokerage. The government has clearly stated that it’s not necessary to pay any service charge or registration fee to obtain the card. If someone deceives you or demands money from you by promising to obtain a card despite your ineligibility, be vigilant and speak up without hesitation.

In such cases, you can directly call the government-issued helpline number 14555 to lodge a complaint. Based on your complaint, a thorough investigation is conducted, and if found guilty, strict legal action is taken against the person or center involved. Remember, awareness is the most powerful weapon against corruption.

How to get your Ayushman card?

The process of obtaining an Ayushman card has become simpler and more digital than ever before, and you can complete it in two main ways. The first method is to visit any Common Service Center (CSC) near you, where the operator will verify your documents and, if found eligible, will process your application.

The second and easiest way is to visit the scheme’s official website, pmjay.gov.in, or download the ‘Ayushman App’ from the Google Play Store. Here, you can check your eligibility yourself by entering your Aadhaar number and downloading your card after completing the e-KYC process. You don’t need to pay any new money to any agent or middleman during this entire process.

Ayushman Card Treatment Limit

Unparalleled Benefits of the Ayushman Card

This card is not just a government document, but a strong health insurance cover for your family, standing as a shield in times of serious illness. Through this card, every eligible family receives free treatment up to ₹5 lakh annually, and this limit is renewed annually. Cardholders can undergo major surgeries, such as cancer, heart disease, and kidney problems, at listed government and select private hospitals across the country without any financial burden.

The most comforting aspect is that patients do not have to pay any fees to the hospital, as the government makes all payments directly to the hospital, a cashless facility. The cost of hospitalization, medicines, and operations is covered under this scheme, so that poor families do not have to spend their savings on treatment.

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