EPFO: The Employees’ Provident Fund Organization (EPFO) has recently introduced a Standard Operating Procedure (SOP) for EPF users. This SOP allows employees to unblock their inactive EPF accounts. Today, we will guide you on how to unblock an inactive account using the SOP. What is the complete procedure?
Obtaining a UAN number
If you do not possess a Universal Account Number (UAN), you will need to create one. To do this, you must visit an EPFO office. If visiting the office is not an option for you, you can submit a request via the EPFIGMS portal (https://epfigms.gov.in/).
You can generate a UAN by providing your bank details and completing biometric verification. Following this, the EPF account must be unblocked in the same way as the UAN and KYC.
KYC is essential
KYC is necessary to unblock your EPF account. If you haven’t done it yet, please do so at your earliest convenience. You can complete your KYC either by visiting an EPFO office or online.
Once you have completed the KYC process, you will need to apply online to unblock your EPF account. If your unblock request is approved, your account will be reactivated. After your EPF account is unblocked, you will be able to file a claim.
Filing a claim
If you want to file an EPF claim, you can also seek help from a field officer. Please note that claims under Rs 5 lakh require first-level approval, while claims exceeding RS 5 lakh need third-level approval.
Occasionally, accounts may be locked due to incomplete KYC information. To ensure your PF account operates without issues, it’s essential to link your Aadhaar, PAN, and bank account to your UAN. If these links are missing, visit the portal and update your details in the ‘KYC’ section found under the ‘Manage’ tab. Keep in mind that your name and date of birth should match those on your Aadhaar card and PF records; otherwise, your account could be blocked again.
What should you do if the online process fails?
Sometimes, the online system may not function properly due to technical glitches or data discrepancies. In such instances, you will need to go to your nearest EPFO field office. There, you will be required to complete a ‘Joint Declaration Form,’ which must be validated by your previous or current employer. Along with this form, submit copies of your Aadhaar and PAN card. Once the Regional Provident Fund Commissioner (RPFC) verifies your documents, your account will be manually activated.
To keep your PF account active, it’s best to transfer your previous PF balance to your new account as soon as you change jobs. This practice helps maintain a continuous service history and reduces the chances of your account becoming inactive. Additionally, make sure to check your e-passbook regularly and update your UAN password.