Earn Up to ₹45 Lakhs by Saving Through Lakshmi Bhandar Scheme

Do you also want to invest somewhere and earn good money in the future? But you don’t know where to do it? Then I have a scheme for you from the post office where you can get up to 35 lakh rupees at a time by paying 1500 rupees per month. Are you surprised to hear that? But this is true. Let’s keep an eye on today’s report to know more details.

Invest 1500 rupees in this scheme and get 35 lakh rupees!

Today we will discuss one of the superhit schemes of the Indian Postal Department ‘Post Office Gram Suraksha Yojana’. Under this scheme, by depositing 1,500 rupees every month, the investor can earn up to 35 lakh rupees at the end of the maturity period. The most important thing is that if you have received money from Lakshmi Bhandar, then you can easily get up to 35 lakh rupees by investing that money in this scheme. At the age of 80, the investor will get this amount along with the bonus. If the investor dies before the age of 80, then his nominee will get this amount.

What is the eligibility?

This scheme is especially beneficial for 19-year-olds. Investors between the ages of 19 and 55 are eligible for this scheme. A 19-year-old can contribute a monthly premium of Rs 1,515 to this scheme for 55 years. After that, he can contribute Rs 1,463 per month after reaching the age of 58 and Rs 1,411 per month after reaching the age of 60.

Let us tell you that this Gram Suraksha Yojana is a life insurance policy that provides both investment and protection. The minimum insurance cover can be claimed up to Rs 10,000 and the maximum is Rs 10 lakh. Investors can pay the premium monthly, quarterly, half-yearly or annually as per their convenience. A special feature of this plan is that loan facility is available even after four years of purchasing the policy. If necessary, the policy can be surrendered after three years. However, if surrendered before five years, the bonus facility is not available.

When will you get the full amount?

An investor will get Rs 31,60,000 after maturity at the age of 55, Rs 33,40,000 after maturity at the age of 58 and Rs 34.60 lakh at the age of 60. Under the Gram Suraksha Yojana, the money is transferred after reaching the age of 80. In case of death, the money is transferred to the nominee.