New Delhi: If someone in your family is an EPF (Employees’ Provident Fund) employee, then this news will be very useful. Even if PF money is deducted from your salary for just one day, the employee will be entitled to a family pension. This is good news for employees registered under the EPFO’s Employee Enrollment Campaign (EEC) scheme.
If an employee registered under the EEC works for even one day after enrollment and dies during their employment, their family will be entitled to a family pension. This applies even if the employee’s contributions were not deposited during their previous service under the enrollment scheme.
Companies should deposit their share of contributions for past years. EPFO is organising camps to benefit old and new employees associated with various organisations. You can visit these camps to resolve your issues.
Meanwhile, Kanpur Regional PF Commissioner Shahid Iqbal said that even if employees have been deprived of PF facilities for years while working in an organisation, after being enrolled under the EEC, if even one day’s PF contribution is deducted and the employee dies during service, their family will be entitled to family pension benefits. Organisations should register the names of both new and old employees.
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Family Pension after Employee’s Death
If any EPF employee dies during their service, their family receives family pension benefits under the Employees’ Pension Scheme. This pension is not given as a lump sum, but sequentially to eligible members. It is first given to the deceased employee’s wife or husband.
The family pension benefit is provided for life or until remarriage. Then, it is provided to a maximum of two children until the age of 25, or until marriage in the case of a daughter. If both parents die, the children will receive an orphan’s pension, which is double the normal child pension. If there are no spouse or children, the family pension benefit will go to the parents. This EPFO service is very beneficial for the employee’s family.
How much is the family pension?
Did you know that the pension amount depends on the employee’s last salary and length of service? Currently, the minimum family pension amount is fixed at Rs. 1,000 per month. Generally, this amount ranges from Rs. 2,500 to Rs. 7,500. The pension for children is 25% of the widow’s or widower’s pension per child. The family pension benefit is considered valid from the day following the employee’s death.
Information is being provided through camps.
To ensure that all employees benefit from the PF facilities under the EPFO ECC scheme, the EPFO is providing this information in collaboration with industrial areas and organisations. Camps are being set up at various locations to disseminate this information. The information is being provided to the employees of these organisations. Camps are also being organised in industrial areas such as Dadanagar, Panki, Ruma, Sachendi, and Jajmau.