The Reserve Bank of India has cut the repo rate, but despite this, many big banks are giving attractive returns on fixed deposits (FD). Especially the 444-day special FD has caught the attention of investors. State Bank of India, Indian Bank, Bank of Baroda, IDBI Bank, and Canara Bank are running FD schemes for this period.
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State Bank of India Amrit Vrishti Scheme
SBI has named its 444-day special FD as Amrit Vrishti. In this, 6.60% interest is being given to common citizens, 7.10% to senior citizens, and 7.20% to super senior citizens. If a customer invests Rs 1 lakh in this scheme, then on maturity, he gets around Rs 1,08,288.
Indian Bank Ind Secure Product FD
Indian Bank has named the 444-day FD scheme as Ind Secure Product. Here common citizens get 6.70% interest, senior citizens get 7.20% and super senior citizens get 7.45% interest. On investing Rs 1 lakh, the maturity amount is around Rs 1,08,418.
Bank of Baroda BoB Square Drive FD
Bank of Baroda is also running a 444-day BoB Square Drive Deposit Scheme. In this, 6.60% interest is given to general customers, 7.10% to senior citizens, and 7.20% to super senior citizens. On investing 1 lakh, about Rs 1,08,288 is received as the maturity amount.
IDBI Bank Utsav FD
IDBI Bank has launched the 444-day Utsav FD scheme. In this, general customers get 6.70% interest, senior citizens get 7.20% and super senior citizens get 7.35% interest. This offer will be available till 30 September 2025. On investing 1 lakh, the total amount is around Rs 1,08,418.
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Canara Bank 444 days FD
Canara Bank is giving 6.50% interest to general citizens and 7% interest to senior citizens on the FD for this period. Here, on investing Rs 1 lakh, the maturity amount is around Rs 1,08,159.