LIC Policy: If you are thinking about investing, then these schemes can prove to be very beneficial for you. For information, let us tell you that the country’s largest insurance company, LIC, is offering great schemes to secure the future of the people. In these schemes, coverage of up to 100 years is available for future security. The special thing about this scheme is that there is no effect of fluctuations in these schemes, and investors do not suffer any kind of loss.
LIC is the largest insurance company in the country. There are schemes for people of every class through LIC. Investing in LIC is very safe, and guaranteed returns are also received. Let us tell you about some selected schemes in this article.
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LIC Jeevan Shiromani Policy
For information, let us tell you that the LIC Jeevan Shiromani Policy is a non-linked savings scheme. This scheme of LIC is designed for those with high incomes. In this scheme, a monthly premium of at least Rs 94000 has to be deposited on the sum assured of Rs 1 crore. This premium is only for 4 years; there is no limit on the maximum premium.
People between 18 and 55 years of age can invest in this LIC scheme. According to the rules, 30 percent to 45 percent of the basic amount is received in it. The remaining amount is received on maturity.
LIC Jeevan Anand Policy
Talking about the LIC Jeevan Anand Policy, this policy gives great returns on a low premium. You can start investing in this policy with just Rs 45. In this scheme, a fund of up to 25 lakhs is received on maturity. Talking about monthly, Rs 1358 has to be deposited in this scheme. If you want to get a bonus from the policy, then the term of the policy should be at least 15 years.
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LIC Jeevan Azad Policy
Investors have to invest for 15 to 20 years in the LIC Jeevan Azad Policy. The sum assured in this policy is fixed from 2 lakhs to 5 lakhs. The special thing about this policy is that people from 90 days to 50 years can invest in it. On maturity of the policy, a lump sum amount is received.
LIC Jeevan Umang Policy
Talking about the LIC Jeevan Umang Policy, this policy gives money along with safety throughout life. The special thing about this policy is that after completion of the premium period, 8 percent of the sum assured is received every year. On maturity or death, a lump sum payment is made in this policy. People from 3 years to 55 years can invest in this policy. At least 2 lakh rupees can be invested in this policy.