Atal Pension Yojana (APY) 2025: The Government is running many schemes, and through these, common people are benefiting. Under this scheme, the government gives direct financial help to the beneficiaries. Apart from this, the government provides the benefit of a subsidy, etc., through the scheme. Similarly, the government is running a scheme, named Atal Pension Yojana (Atal Pension Yojana-APY). Under this scheme, common people are given the benefit of a pension. Let’s know everything about this scheme.

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Atal Pension Yojana

Atal Pension Yojana

Atal Pension Yojana was started by the government. Under this scheme, pension is given after the age of 60 years. By the way, you have to apply for this scheme and deposit a fixed amount every month.

Who can apply in Atal Pension Yojana?

Anyone who is a citizen of India and is between the ages of 18 to 40 years can apply for this scheme. After applying for this scheme, you will have to deposit a fixed amount every month. If you join this scheme after the age of 60, then you will have to deposit Rs 210 every month and after the age of 60, you will get a pension of Rs 5000 every month. One has to invest in this scheme for at least 20 years.

Benefits of Atal Pension Yojana

Atal Pension Yojana

Under the Atal Pension, common people get the benefit of a pension every month. This benefit is available after the age of 60 years. You will get pension ranging from Rs 1 thousand to Rs 5 thousand every month. While applying, you have to choose the plan according to which you want the pensions. Such as a monthly pension plan of Rs 1, 2, 3, 4, or 5 thousand.

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How can you apply?

  1. You have to go to the bank to apply in Atal Pension Yojana.
  2. You have to go here and do KYC and choose the pension plan.
  3. After this, the scheme will be linked to the bank, and your premium will be deducted every month.
  4. This way, you continue to get the benefits of the scheme.