Atal Pension Yojana Benefits: How to Get Rs 10,000 Monthly Pension

Atal Pension Yojana Benefits: You can get bumper benefits by joining the Central Government’s Atal Pension Yojana. This is a scheme that guarantees a pension of Rs 5,000 every month. Not only this, the special thing about the scheme is that husband and wife can arrange for a pension up to Rs 10,000 every month by opening a joint account.

To join the Atal Pension Yojana, you will have to understand some important things. If you do not understand the important things, then you will not be able to take advantage of the scheme. Anyway, people are showing a lot of enthusiasm to join this scheme. You can know in detail below how you will have to invest every month to get a pension.

Know what is Atal Pension Yojana is

The Central Government itself runs the Atal Pension Yojana. Under this, there is a rule of giving a pension every month after the age of 60 years. As is the investment, so is the pension. You can arrange for a pension from 1 thousand to 5 thousand rupees. With this, you will not have to face financial problems in old age.

To join the Atal Pension Yojana, the minimum age should be 18 years and the maximum 40 years. You can join the scheme at the age of 20 or 30 years. Below is how you will get a pension of Rs 5000 and Rs 10000 every month.

How to get a pension of Rs 10000

By choosing the Atal Pension Yojana, you can get bumper benefits every month. To get the maximum pension limit of Rs 5000 per month at the age of 18, you will have to contribute Rs 210 per month.

If you join at the age of 25, you will have to invest Rs 376 every month, while for a 30-year-old, this contribution will be Rs 577, for a 35-year-old, Rs 902 and a 39-year-old, you will have to invest Rs 1318. If the husband and wife open a joint account, then the investment will have to be made accordingly. After 60 years, you will start getting a pension of Rs 10,000 every month.

How to avail the benefits of the scheme?

For this, you will first have to go to the nearest bank.

After this, meet the concerned officer who can do your e-KYC.

Then you will be asked to choose a plan, and then your application will be processed.

Then you are given a receipt, which you will have to keep safely.

After this, the premium starts getting deducted from your bank account every month.