Pradhan Mantri Awas Yojana has helped crores of people to get their own pucca house so far. If you are also eligible and have not applied yet, then do not delay at all now. The government has extended the last date to apply till December 2025. This scheme is especially for those who are waiting for their house.

Pradhan Mantri Awas Yojana (PMAY) is an ambitious scheme of the Government of India, which aims to provide financial assistance to the economically weaker sections to build their own pucca house. This scheme is being run for both rural and urban areas, due to which lakhs of people have a roof. So, if you also want your dream house, then this is a golden opportunity for you.

Last date to apply for PMAY now extended till 2025

The last date to apply under Pradhan Mantri Awas Yojana (PMAY) has now been extended till December 2025. This relief is for both urban and rural beneficiaries. If you have applied recently and you want to know your status, then you can easily check online from home. According to the official website of PMAY, more than 92.61 lakh houses have been built so far, which has changed the lives of lakhs of families. So, what are you waiting for? If you are eligible, then apply immediately.

Who can become a PMAY beneficiary

PMAY – Urban

People who do not have their own pucca house and whose annual income is within the limits given below can avail the benefits of this scheme:

Economically Weaker Section (EWS): Annual income up to ₹3 lakh

Low Income Group (LIG): Annual income ₹3 lakh to ₹6 lakh

Middle Income Group-I (MIG-I): Annual income ₹6 lakh to ₹9 lakh

Slum dwellers: People living in urban slums

PMAY – Rural

Under the rural scheme, those families are eligible whose name is included in the SECC data. People who do not have a house or who have only one or two kutcha rooms. Weaker sections such as SC/ST, homeless, Brahmins, tribal groups, former bonded labourers fall under this category.

Who will not be able to avail the benefits of this scheme

People who have a concrete house will not be able to avail the benefits of this scheme. Apart from this, those who have a two-wheeler, three-wheeler or four-wheeler will also be ineligible. Also, those who have machinery or agricultural equipment, those who pay income tax or do professional business, those who have a refrigerator, landline phone or large land will also be out of the scope of this scheme.

Who will get the benefit of this scheme

In urban areas: Daily wage earners, handcart pullers, hawkers, factory workers, migrant workers, widowed women, SC/ST/OBC, and non-working class people can become beneficiaries of this scheme.

In rural areas: SC/ST, homeless, tribal, destitute, and extremely poor families are included.

How to apply online

For PMAY – Urban:

  • Visit the PMAY-U website.
  • Click on ‘Apply for PMAY-U 2.0’.
  • Read the instructions and proceed.
  • Enter Aadhaar number and verify with OTP.
  • Fill out the application form and upload documents.
  • Submit the form and take a printout.

For PMAY – Rural:

  • Visit the PMAY-G website.
  • Fill in your name and details.
  • Click on ‘Search’.
  • Select your entry and click on ‘Select to Register’.
  • Fill in your bank and other details.
  • The rest of the process will be done by the concerned officer.

What documents are required for the application

For PMAY-Urban:

  • Aadhaar Card.
  • Bank Account linked to Aadhaar.
  • Income Certificate.
  • Land Documents.

For PMAY-Rural:

  • Aadhaar Card.
  • MGNREGA Job Card.
  • Bank Account Details.
  • India Mission Number.
  • Affidavit that you do not have a pucca house.