CIBIL Score Check– Big news for mobile phone users. After the increase in the reach of smartphones and internet, most people now prefer to make purchases through digital payments. Cash transactions have now reduced a lot compared to earlier. Most people use, Phonepe, Google Pay or Paytm app for digital payments. Both these applications provide many other facilities to the users along with payment. You can check everything from transaction history to your credit score in these apps.
If you also use PhonePe, Google Pay and Paytm and you do not know the process of checking credit score, then there is no need to worry. Today we are going to tell you the full process of checking credit score i.e. CIBIL score. Let us first know what a credit score is.
What is Cibil Score?
The full form of CIBIL is Credit Information Bureau (India) Limited. CIBIL score ranges from 300 to 900. If someone’s CIBIL score is less than 600, then his score is considered bad. If the score is between 600 to 649, then it will also be counted in the category of bad. If the same score is between 650 to 699, then the score will be considered good. If the CIBIL score is between 700 to 749, then it will be considered good, whereas the score above 750 is considered the best.
How to check your CIBIL score on Google Pay
- First of all open Google Pay application.
- Now click on the Money tab option on the main page.
- Click on the ‘Check Your CIBIL Score’ option at the bottom.
- Now you have to enter your name and click on continue.
- Now you have to proceed further by verifying your ID.
- After the identity is verified, you will know your CIBIL score.
How to check with PhonePe
- To check CIBIL score from PhonePe, first open the app.
- After that you will see the option of Loans on the home page. This option will be below Recharge & Bills.
- After this you have to click on the option of check Credit Score.
- It will ask you for permission to add some details. After this it will show you your CIBIL score.
How to check CIBIL score on Paytm
1. Open the Paytm app on your smartphone.
2. Scroll down to the Loan & Credit Card section.
3. Here you will get the ‘Free Credit Score’ option, tap on it.
4. Now you will start seeing your CIBIL score.