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  • Silver Rates Today – Know the price of 100 grams of silver in these cities on December 30

    Silver Rates Today – Know the price of 100 grams of silver in these cities on December 30

    Silver Price Today: Silver prices in the market show no signs of stabilising, which is a major blow to consumers’ pockets. Buying silver is no longer affordable for everyone. Yesterday, on Monday, a decline in silver prices was observed, bringing some relief to customers. However, the prices increased again on Tuesday morning.

    If you want to buy silver jewellery, please check the rates for 1 kilogram or 100 grams first. After that, you can talk to a jeweller and make your purchase. We are providing city-wise price information.

    Know the Gold Rates in these major cities.s

    In Chennai, the capital of Tamil Nadu, 999 purity silver is selling at ₹28,090 per 100 grams. The rate for 1 kilogram of silver is trending at ₹280,900.

    In Mumbai, the capital of Maharashtra, 999 purity silver is selling at ₹25,790 per 100 grams.

    In Delhi, the national capital, the price of 999 purity silver is trending at ₹25,790 per 100 grams. The price of 1 kilogram of silver is trending at ₹257,900.

    In Kolkata, the capital of West Bengal, the rate for 100 grams is ₹25,790. The price for 1 kilogram is trending at ₹257,900.

    In Bengaluru, the capital of Karnataka, 999 purity silver is priced at ₹25,790 per 100 grams, while the rate for 1 kilogram is trending at ₹257,900.

    In Hyderabad, the capital of Telangana, the rate for 999 purity silver was trending at ₹28,090 per 100 grams. Here, the price for 1 kilogram was trending at ₹280,900.

    In Kerala, the rate for 999 purity silver is recorded at ₹28,090 per 100 grams. The price of 1 kilogram of silver is selling at ₹280,900. In Pune, the price of 999 purity silver is trending at ₹25,790 per 100 grams. A kilogram of silver is selling for ₹257,900.

    In Vadodara, the price of silver is also ₹25,790 per 100 grams, while a kilogram is priced at ₹257,900.

    Silver prices make history. ry

    Silver prices in Indian bullion markets are heading towards a historic high. However, the surge in silver prices in Indian markets has always been unpredictable. While prices have risen significantly, sudden drops have also caused huge losses for investors. Just as prices are rising now, they could fall just as quickly. Experts are also anticipating this possibility.

  • Will NPS Employees Get Gratuity Twice? Government Issues Clear Statement

    Will NPS Employees Get Gratuity Twice? Government Issues Clear Statement

    NPS Gratuity: To address a long-standing confusion regarding retirement gratuity under the National Pension System (NPS), the Department of Pension and Pensioners’ Welfare (DoPPW) has issued an important clarification. This clarification is particularly important for government employees who previously served in the military and later joined the civilian service of the central or state governments.

    The department has clarified the circumstances under which gratuity will be repaid and those under which it will not. This clarification was issued in reference to Rule 4A of the Central Civil Services (Payment of Gratuity under NPS) Amendment Rules, 2025.

    When will the second gratuity not be available?

    According to DoPPW, if a re-employed government servant has already received any of the following gratuity for his previous service, he will not get separate gratuity for the subsequent government service.

    Superannuation gratuity
    Retiring Gratuity

    Gratuity on compulsory retirement
    Compassionate gratuity granted after dismissal or removal from office
    In such cases, the gratuity already received will be treated as final and no fresh gratuity will be payable for the subsequent Government service.

    Relief to employees of PSUs and autonomous bodies

    However, the rules also provide an important exception. If an employee was previously employed in a public sector undertaking (PSU) or autonomous body and subsequently joined government service with appropriate permission, he or she will be eligible to receive gratuity for government service. In such cases, gratuity for government service may be paid in addition to the gratuity received from the PSU or autonomous body.

    Limit on total gratuity

    The department also clarified that employees who have served under both the state and central governments will be subject to a cap on the total gratuity they receive. The total of the gratuity received separately from the state and central governments cannot exceed the amount they would have received if the entire service had been performed under a single government.

    What it means for employees?

    This clarification brings significant relief and clarity to defense personnel, re-employed civilian employees, and officers with mixed service records. This will not only bring uniformity to the rules, but also prevent unnecessary dual benefits and align gratuity payments under the NPS with existing pension rules.

     

  • Gold Price Today – know the latest rate for 8 grams of gold in Delhi, Mumbai and other cities

    Gold Price Today – know the latest rate for 8 grams of gold in Delhi, Mumbai and other cities

    Gold Price Today – Gold is soaring these days, making it quite difficult to buy. The continuous rise in gold prices has left customers disappointed. On Tuesday morning, December 30th, there was no change in gold prices. The month of December is in its final stages, and it has been quite disappointing for customers.

    Now, gold customers are hoping for better prices in the new year. The prices of 22 and 24 carat gold, in 8 and 10 gram quantities, are sky-high, making purchases very difficult. If you want to buy gold, we are going to provide you with city-wise price information to avoid any confusion. We will be providing the price of 8 grams of gold.

    8 Gram Gold Rates in these major cities

    In Delhi, on Tuesday morning, the price of 22 carat gold remained stable at Rs. 1,04,460. 24 carat gold was selling at Rs. 1,09,576 per 8 grams.

    In Mumbai, the rate for 22 carat gold was recorded at Rs. 1,03,960 per 8 grams. Here, the rate for 24-carat gold was trending at Rs. 1,09,160 per 8 grams.

    In Kolkata, the price of 22-carat gold was selling at Rs. 1,04,760 per 8 grams. The price of 24-carat gold was trending at Rs. 1,10,000 per 8 grams.

    In Hyderabad, the price of 22-carat gold was recorded at Rs. 1,04,160 per 8 grams. Here, the price of 24-carat gold was stable at Rs. 1,09,368 per 8 grams.

    In Chennai, the price of 22 carat gold is Rs. 1,04,160 per 8 grams. While the price of 24-carat gold was trending at Rs. 1,09,368 per 8 grams.

    In Bengaluru, the price of 22-carat gold was selling at Rs. 1,04,440 per 8 grams. Here, the price of 24-karat gold was trending at Rs 109,664 per 8 grams.

    In Lucknow, the price of 22-karat gold was Rs 104,360 per 8 grams, while the price of 24-karat gold was Rs 109,576 per 8 grams.

    In Bhopal, the price of 22-karat gold was trending at Rs 103,960 per 8 grams. The price of 24-karat gold was observed at Rs 109,160 per 8 grams.

    In Ahmedabad, 22-karat gold is selling at Rs 104,392 per 8 grams. The price of 24-karat gold is trending at Rs 109,608 per 8 grams.

    Prices have been rising for quite some time.

    Gold prices in the Indian bullion market have reached record highs. Everyone is quite worried due to the continuous increase in prices. If you want to gift a gold product to a relative or friend this New Year, you will have to spend a considerable amount. According to some experts in the bullion market, the rates may decrease in the coming days, which could provide some relief to customers.

  • Turn ₹1,500 into ₹1 Crore! Know the Secret Formula of SIP

    Turn ₹1,500 into ₹1 Crore! Know the Secret Formula of SIP

    Many people claim that they cannot save money for less money. In fact, this claim is not true. Even if they have a low income, a person can save a lot of money. If they want, they can even save 1 crore rupees. And for this, just depositing 1500 rupees a month is enough.

    Here is a calculation of SIP, where a person can become a millionaire even if he deposits only 1500 rupees a month. However, this will take more time. And if he wants to become a millionaire quickly, he will have to increase the investment amount many times.

    How can he become a millionaire by saving 1500 rupees?

    By doing an SIP of just 1500 rupees a month, a person can become a millionaire after 30 years. If he deposits 1500 rupees a month for 30 years, the total investment amount will be 5 lakh 40 thousand rupees. If he gets an interest rate of 14.8 percent on this, then the interest will be about 94 lakh 94 thousand rupees. As a result, the total amount after 30 years will be more than 1 crore 34 thousand rupees.

    Also Read –Samsung is now ready to launch the Galaxy A07 5G. It has a 6000mAh battery

    What should you do if you want to become a millionaire quickly?

    It is possible to become a millionaire in 15 years. In this case, you have to deposit 15,000 rupees for 15 years. If you get an interest rate of 14.8 percent, then after 15 years, the total deposit amount including principal and interest will be about 1 crore 18 thousand rupees.

    Read More –Good news for Yashasvi Jaiswal! Ready to take Rohit Sharma’s place

    What to do before investing?

    It is very important to choose the right fund for investing in mutual funds. For those who invest in small amounts, choosing a fund can be quite challenging. Because it requires research.

    Note: Investing in mutual funds is subject to market risk. Therefore, it is important to seek the advice of an experienced professional before investing in mutual funds, especially before choosing a fund. This report does not provide investment advice, it only presents information.

  • Winter Business Idea – Invest Just ₹5,000 and Build a Million-Rupee Business, Full Details Inside

    Winter Business Idea – Invest Just ₹5,000 and Build a Million-Rupee Business, Full Details Inside

    Nowadays, many people are inclined towards doing business. Because getting a job is not easy at all. Moreover, the income from the job is also limited. If you do the business properly, it is possible to earn a lot of money. But you want to start a business, you need capital. Many people hesitate to start a business because of the capital. However, this is not a good idea at all. Because here is a business idea that can be started with just 5-8 thousand taka.

    Which business should you do?

    If you start this business during the festive season, the profit will be much higher. Even women can do this business sitting at home. Besides, any retired person can earn a lot of money by doing this business sitting at home. The business being talked about here is related to gift baskets.

    Demand for business is increasing

    Currently, the demand for this business is increasing. Nowadays, people are very fond of buying gift baskets for special occasions. In this case, people usually do not bargain much. There is also a considerable demand for gift baskets on Holi, Diwali, Dussehra, birthdays, weddings, anniversaries and other auspicious occasions.

    Also Read –MSSC Update: Key Deadline Alert for Indian Women! Nirmala Sitharaman Announces Important Details – Read More

    How much investment will be required?

    In the gift basket business, a basket has to be made to hold different types of gifts. Each gift is beautifully packaged. These baskets can also be made at home. The prices should be kept different for small and large baskets. The price will depend on the arrangement of the basket. This business can be started from home with just 5,000 to 8,000 rupees.

    Read More –Traffic Challan Rules – Which Vehicles Receive the Most Traffic Fines – Read Full Details

    How to sell your creations?

    Marketing is required to sell gift baskets. Marketing is therefore essential. For this, you will first need to make some sample gift baskets. Then, you will need to go to the gift shop in your local market and sell them as samples. You can also sell them online. As a marketing strategy, you should keep the price of the items lower than the market price.

     

  • Motor Vehicle Rules 2025 – Traffic Fines Revised Up to 10 Times, Check New Penalty List

    Motor Vehicle Rules 2025 – Traffic Fines Revised Up to 10 Times, Check New Penalty List

    The new Motor Vehicle Penalty Rules have come into effect in India from March 1, 2025, which is big bad news for traffic violators. The new rules have increased the fine by almost 10 times, along with strict punishments like jail and community service.

    Strict punishment for drunk driving

    If you drive a car while drunk, you may have to pay a fine of Rs 10,000 and/or 6 months in jail. And if you commit the same offense again, the fine will increase to Rs 15,000 and jail can be up to 2 years. Where the previous fine was only Rs 1,000-1,500.

    License cancellation for riding a bike without a helmet

    Earlier, riding a bike without a helmet was fined only Rs 100, but now the fine has increased to Rs 1,000. Not only that, the license can also be cancelled for 3 months. Not wearing a seat belt will result in a fine of Rs 1,000.

    Also Read –Good news for Yashasvi Jaiswal! Ready to take Rohit Sharma’s place

    Using a phone while driving will be fined Rs 5,000

    The fine for using a mobile phone while driving has increased from Rs 500 to Rs 5,000. Violation of this rule is now considered a serious offence.

    Jail and fine for not having documents

    If a vehicle is driven without a valid license or insurance, the fine will be ₹5,000 and ₹2,000 respectively. In addition, three months of jail and community service may be required. Repeated violations of insurance rules can result in a fine of up to ₹4,000. Failure to have a pollution certificate can result in a fine of ₹10,000, along with up to six months in jail.

    Heavy fine for dangerous driving

    Dangerous driving will result in a fine of ₹5,000. Also, failure to give way to an ambulance or emergency service vehicle will result in a fine of ₹10,000.

    Read More –Earn Millions by Poultry Farming, Government Will Also Provide a 50% Subsidy, Know About This New Scheme

    Signal violation will result in a fine of ₹5,000

    The fine for disobeying a signal has been increased to ₹5,000, from ₹1,000 earlier. Also, the fine for overloading vehicles has been increased to ₹20,000, from ₹2,000 earlier.

    Strict punishment for minors’ crimes

    If a minor causes an accident or violates traffic laws while driving, the guardian will have to pay a fine of ₹25,000 and may face 3 years in jail. The vehicle’s registration will also be cancelled and the minor will not get a license until he turns 25.

  • Health Insurance for Seniors – Over 65? Secure Coverage Options You Can Still Get Safely

    Health Insurance for Seniors – Over 65? Secure Coverage Options You Can Still Get Safely

    Another big change that came as a surprise this year is the Insurance Regulatory and Development Authority of India (IRDAI) has removed the age limit of 65 years for buying health insurance. They have surprised everyone by changing this time limit.

    The move aims to create a healthcare system that protects people of all ages against unexpected medical expenses.

    Earlier, people could only get new insurance up to the age of 65. Now, anyone can buy health insurance. This facility has been introduced recently.

    IRDAI has said that insurers must offer plans for all ages and provide special discounts for specific populations such as seniors, students and children. Insurers must also include pre-existing conditions, including serious illnesses like cancer and AIDS.

    Also Read –Get a Fixed Interest of Rs 20,983 on a Rs 1 lakh FD at Maturity, Read Details

    To reduce the burden on policyholders, insurers can now offer premium instalment plans. Insurers will have to offer flexible premium payment options and allow travel policies only through general and health insurers. The new regulation has established a special channel to handle complaints and claims from senior citizens, ensuring that their needs are addressed promptly.

    What should you look for when buying a health insurance policy?

    Everyone should consider the following criteria before choosing a plan:

    1. Benefits and Sum Insured

    An insurance plan should be selected depending on the age and medical history of a person. Also, look at the benefits of the coverage offered by an insurance company, as well as the waiting period before which a claim can be made.

    2. Reputation of the insurance company in the market

    This is very important to analyze carefully, as it reflects the method and timing of claim amount disbursement.

    To ensure hassle-free settlement, see if your insurance company meets the following conditions –

    • High Claim Settlement Ratio – This reflects the percentage of insured persons who applied for claims and successfully received the requested amount to meet all medical bills.

    • Assets under management – This reflects the total number of people who have opted for an insurance policy from a particular company out of the total funds available. The cumulative premium amounts collected from all policyholders are categorized as assets under management. A high AUM value means that a large number of people are opting for plans from a particular company, hence their reputation in the market is also increasing.

    • Solvency ratio – This refers to the ability of a company to meet its short-term and long-term liabilities in case of multiple claims simultaneously. A high solvency ratio indicates good management of a company, as the total amount of assets under management is considerably higher than the total amount of claims.

    • Total number of years in business – This is understood from the experience of an insurance company, how all claims are settled, as well as the method of fund disbursal, etc.

    Read More –Samsung Galaxy Z Fold 6 Now At Discount of Rs 8000; EMI options Also Available

    3. Network hospitals

    A large number of network hospitals ensure cashless claim transfers required for treatment. The hassles of third party involvement are reduced by simplifying the medical process.

    4. Routine Medical Check-up

    Leading insurance companies offer free annual check-up facilities to policyholders, which helps in keeping a check on their overall health.

    5. Renewal Eligibility

    Choose an insurance company that has a lifetime renewal clause in its policy. Such a facility allows you to be financially secure in any unforeseen circumstances.

    You can choose an ideal health insurance policy that suits all your medical needs by looking at these factors. A health insurance policy can significantly ease your financial burdens throughout your lifetime at a nominal premium charge.

    Since most individuals opt for health insurance only once in their lifetime and renew it periodically, it is of utmost importance to choose the right PAN.

  • Indian Railways Jobs 2025 – 22,000 Vacancies Announced for 10th Pass Candidates, Salary & Apply Details

    Indian Railways Jobs 2025 – 22,000 Vacancies Announced for 10th Pass Candidates, Salary & Apply Details

    RRB Group D Recruitment 2026: If a railways position is what you aspire to, you are in luck. The Railway Recruitment Board has issued notice CEN 09/2025 for the recruitment of approximately 22,000 Level I Group D positions. Some examples of Group D are Pointsman, Assistant, Track Maintainer (Grade IV), and several Technical Categories (Engineering, Electrical, Mechanical). This is among the largest recruitment campaigns in this country. Anyone who successfully completed their Class 10 must apply. All applications will be processed online.

    Important Dates

    The Railways has a full calendar with which you can adequately prepare. The first notification was released on December 23, 2025, with the full notification released on January 20, 2026. The date for beginning the online application process will be January 21, 2026. The last date for submission of an application will be February 20, 2026, at 11:59 p.m. Please complete your application as soon as possible; do not wait until the last minute.

    Who is Eligible?

    Only candidates who have passed the Class X (Matriculation) exam from a recognized board are eligible to apply for the Indian Railways recruitment test. If a candidate holds an ITI or National Apprenticeship Certificate (NAC), he/she will be given preference in the selection process for technical positions. So, if you have completed ITI or NAC training, your application will be highly regarded.

    Also Read–Yogi government will also deposit instalments into weavers’ accounts every quarter, learn the update

    What is the age limit?

    Candidates for this railway job should be between 18 and 33 years as on January 1, 2026. Reserved category candidates will get three years of age relaxation, while OBC and SC/ST category candidates will get five years of relaxation.

    How much salary and allowances will you get?

    If selected for these posts, candidates will initially get a basic salary of Rs 18,000 as per Level 1 of the Seventh Pay Commission. In addition, they will get Dearness Allowance (DA), House Rent Allowance (HRA) and other railway allowances. This means that they will get a decent salary.

    Read More –Samsung is now ready to launch the Galaxy A07 5G. It has a 6000mAh battery

    How will the selection be done?

    The selection process is transparent and involves multiple stages. The first stage will be a Computer Based Test (CBT) which will have 100 questions from General Science, Mathematics, Reasoning and General Awareness. The second stage will be a Physical Efficiency Test (PET). Those who clear this CBT will have to take a physical test. For example, men will have to run 100 meters while carrying a weight of 35 kg. After this, document verification and a medical examination will be conducted.

    How to apply?

    The application form for this railway job has to be done online. First, go to the website rrbapply.gov.in and register. Fill the form and submit. The application fee for General and OBC candidates is Rs. 500. Rs. 400 will be refunded after passing the CBT. SC/ST, women and PWD have to pay Rs. 250.

  • Investing in digital gold, is it the right move? Here are the must‑know points

    Investing in digital gold, is it the right move? Here are the must‑know points

    New Delhi: This time, gold prices have surprised investors considerably. While the stock market remained mostly subdued, gold prices consistently reached new highs. Investors also showed interest in digital gold. Currently, gold prices are soaring.

    According to NPCI data, 94.04 crore transactions have taken place in digital gold this year. By November, the total value of these transactions had crossed Rs 12,471 crore. The investment process has also become easier.

    Investing Made Easy

    Investing has become very easy. It gives you the opportunity to invest in gold without buying physical gold. One reason for the increased investor interest is that it allows for investments in small amounts. Some platforms even allow investments in digital gold with as little as Rs 10. Investors can buy and sell digital gold online from the comfort of their homes.

    Which Platforms Offer This Facility?

    People can invest in gold digitally. Platforms like Paytm, PhonePe, Google Pay, and Amazon allow investment in digital gold. Jewelers like Kalyan Jewellers, Tanishq, and Malabar Gold and Diamonds also offer digital gold.

    These platforms buy physical gold on behalf of investors and store it in secure and insured vaults. Investors can convert their digital gold into physical gold as per their needs.

    Shweta Rajani, Head of Mutual Funds at Anand Rathi Wealth, said that unlike exchange-traded products, the price of physical gold is not determined in the open market. Platforms tend to widen the difference between buying and selling prices when there are market fluctuations.

    SEBI Has Also Alerted Investors

    Did you know that SEBI had cautioned people investing in digital gold in November this year? The regulator stated that it is not a regulated product like Gold ETFs or Sovereign Gold Bonds (SGBs). Its investors do not have the protection of SEBI (Securities and Exchange Board of India). Due to the lack of regulation, there is a lack of transparency in its rules. Following this clarification from the regulator, it is now clear that investing in this carries risk.

  • 8th Pay Commission – Central employees will see a massive salary hike, know the calculation

    8th Pay Commission – Central employees will see a massive salary hike, know the calculation

    8th Pay Commission Update – Everyone is eagerly awaiting the implementation of the 8th Pay Commission. The new year 2026 is about to begin in two days, and it could be a year full of expectations. Everyone is wondering how much the salaries of central government employees will increase under the 8th Pay Commission and what the new salary structure will be.

    Salary increases are likely to be based on the fitment factor. In the 7th Pay Commission, a fitment factor of 2.57 was determined. Grade pay was abolished, and a new pay matrix was introduced. This made the salary structure much simpler and more transparent than before. Now, only two days remain until the term of the 7th Pay Commission ends. The 8th Pay Commission is likely to be implemented in 2027.

    Learn about important aspects of the Pay Commission

    Before the 7th Pay Commission, during the final stages of the 6th Pay Commission, inflation had risen significantly. Surprisingly, in December 2015, the Dearness Allowance (DA) reached 119 per cent. The basic pay of a Level-1 employee was ₹7,000, and the grade pay was ₹1,800, totalling ₹8,800. The DA on this amount was approximately ₹10,472.

    In X-category cities, the House Rent Allowance (HRA) was ₹2,640. Based on this, the total salary was approximately ₹22,000. This clearly shows that the impact of rising inflation at that time was largely covered through the DA.

    How much can the salary increase?

    Similar to the 7th Pay Commission, a significant salary increase is possible in the future. A direct comparison reveals a clear picture. The basic pay increased from ₹8,800 to ₹18,000. The percentage rate of DA may seem lower, but the amount remains approximately ₹10,400.

    Along with this, the HRA more than doubled compared to before. The total salary increased by approximately 5 per cent. The surprising thing is that the minimum basic pay has not increased since 2016. After the Dearness Allowance (DA) crossed percentage, eemployee organisationsare demanding a new fitment factor and a higher minimum wage. Now, with the 7th Pay Commission coming to an end, expectations from the 8th Pay Commission are very high.

  • Delhi Women Alert: Free Bus Travel Goes Digital from 2026, Pink Saheli Smart Card Mandatory

    Delhi Women Alert: Free Bus Travel Goes Digital from 2026, Pink Saheli Smart Card Mandatory

    Saheli Smart Card: The Delhi government is introducing a revolutionary and significant change to the free bus travel scheme for women. Women will no longer need to purchase pink paper tickets from conductors while traveling on buses; instead, a digital Pink Saheli Smart Card is being introduced.

    This new smart card will not only make travel high-tech and convenient for women, but will also mark a significant step towards making Delhi’s public transport completely digital. Beginning in 2026, millions of women in Delhi will be able to take advantage of this modern facility.

    Pink Saheli Card

    According to the Delhi government’s ambitious plan, pink paper tickets will end in January 2026 on all DTC and cluster buses in Delhi. The “Pink Saheli Card” will replace them across Delhi. The card’s most significant feature is its contactless nature. Upon boarding the bus, women simply need to tap their card once on the electronic ticketing machine (ETM) located near the conductor, and their free travel will be recorded.

    According to official Delhi government data, approximately 20 million women benefit from this scheme every month, a remarkable figure in itself. This card represents a significant effort towards making the scheme completely transparent and paperless.

    Accurate data will improve Delhi

    One of the government’s key objectives behind introducing the Pink Saheli card is data collection. Previously, it was difficult to determine how many women were traveling on which route at any given time using paper tickets. The use of the digital card will provide the government with real-time data.

    This will help the government understand which routes have a higher number of women, so that bus frequency can be increased there and passengers can be relieved of congestion. This modern technology will make bus services more efficient and passenger-friendly.

    Now, only Delhi women will benefit

    The biggest and most significant change in this new system is the mandatory requirement of an Aadhaar card. To obtain a Pink Saheli card, beneficiaries must have an Aadhaar card with a Delhi address. This means that only women who are permanent residents of Delhi will be able to avail of this digital smart card.

    The card will store all beneficiary information in a secure manner, eliminating the possibility of fraud. The government believes that this will ensure accurate data and ensure that only eligible women receive the benefits of the scheme.

    Where and How to Get a Pink Saheli Card

    If you are a resident of Delhi and wish to obtain your Pink Saheli smart card, the government has made the process very simple and straightforward. You can visit several dedicated registration counters at your nearest District Magistrate (DM) or SDM office. Additionally, you can apply at any Common Service Center (CSC) or Public Convenience Center in Delhi. The Pink Saheli card-making facility will also be available at all major bus depots in Delhi.

    Registration counters are being opened in all these locations so that women don’t face any hassles in getting their cards. All you need to do is bring your Delhi Aadhaar card and a photo, and your digital card will be ready at lightning speed.

  • PM Vishwakarma Yojana Update — These People Get ₹2 Lakh Loan Plus ₹15,000 Assistance, Check Details

    PM Vishwakarma Yojana Update — These People Get ₹2 Lakh Loan Plus ₹15,000 Assistance, Check Details

    The government is coming up with a new scheme for the artists and artisans of the society. The Prime Minister (PM Modi) has already announced this PM Vishwakarma Yojana. According to this new scheme, the Modi government (Narendra Modi) will announce a loan of Rs 2 lakh along with giving Rs 15,000 to the artists.

    When and where will the scheme be launched

    The central government is coming up with a new scheme to encourage artists and artisans. The Pradhan Mantri Vishwakarma Yojana will be launched on September 17. Prime Minister Narendra Modi (PM Vishwakarma Yojana) will launch this project at the India International Convention and Expo Center in Dwarka.

    What benefits will be available in this scheme

    The following benefits will be provided to all artists and artisans under the PM Vishwakarma Yojana:

    1. In the first phase, a loan of up to Rs 1,00,000 – interest at 5 percent.
    2. In the second phase, a loan of up to Rs 2,00,000 will be given. The government will pay an interest at 5 percent.
    3. Skill training will also be provided.
    4. 500 Rs per day will be given as a scholarship during the training.
    5. 15,000 Rs will be given to the artists to purchase the advance tool kit.
    6. Pradhan Mantri Vishwakarma Certificate and identity card will also be given.
    7. The loan tenure for the 1st phase is 18 months.
    8. The loan tenure for the 2nd phase is 30 months.
    9. In case of refund, the government will give an incentive of 1 rs for every digital transaction.

    Also Read –Yogi government will also deposit instalments into weavers’ accounts every quarter, learn the update

    Who will benefit from this?

    Under this scheme of the central government,

    1. fish net makers.
    2. Tailors.
    3. Laundrymen.
    4. Garland makers.
    5. Barbers.
    6. Doll and toy makers (traditional)
    7. Basket/mat makers
    8. Masons
    9. Cobblers (leathermakers)/ shoemakers.
    10. Sculptors (sculptors, stone carvers),
    11. Coppersmiths.
    12. Goldsmiths.
    13. Hammer and tool kit makers.
    14. Blacksmiths.
    15. Boat builders.
    16. Carpenters

    How will you get financial assistance?

    Under the Pradhan Mantri Vishwakarma Yojana, a loan of up to Rs 1 lakh will be provided in the first phase. Its interest rate will be maximum 5 percent. After this, in the second phase, a subsidy of Rs 2 lakh will be given to each of the eligible workers. Apart from this, these artisans and craftsmen will also be given Pradhan Mantri Vishwakarma certificates and identity cards. Assistance of Rs 15,000 will also be provided for the purchase of modern equipment.

    Conditions for availing the benefits

    The government has approved Rs 13,000 crore for a period of five years (FY24-28) under this scheme for the workers. The minimum age for this scheme is 18 years. Only one member of the family will get the benefit of this scheme. Applicants will also have to fill a self-declaration form.