The era has gone digital. Nowadays, people prefer using their phones to make payments instead of cash. With the help of UPI, payments can be made easily from anywhere. To keep your UPI account safe, it’s essential to change your UPI PIN regularly. Many times, we forget the UPI PIN, causing inconvenience. Usually, a debit card is required to set a new UPI PIN. However, did you know that you can set a UPI PIN without a debit card? Today, we’ll guide you on how to change your UPI PIN easily without a debit card.
How to Change UPI PIN Without a Debit Card
To change your UPI PIN without a debit card, you need to ensure that your Aadhar card is linked to both your mobile number and bank account. The mobile number linked to your Aadhaar card should also be connected to your bank account. This process allows you to use your Aadhar card and mobile number for setting or changing your UPI PIN.
Step-by-Step Guide
- To set your UPI PIN without a debit card, follow these steps:
- Open your UPI app and link your bank account to UPI. Then, select the option to set your UPI PIN.
- You will be presented with options to use either your debit card or Aadhaar OTP. Choose the Aadhaar OTP option.
- Enter the first 6 digits of your Aadhaar number. You will receive an OTP on your registered mobile number. After entering the OTP, you can set your new UPI PIN.
How to Add Debit Card Details in Various UPI Apps
Here’s how to add your debit card to different UPI apps:
1. PhonePe
- Open PhonePe and go to your profile.
- Tap “Bank Accounts” > “Add Debit Card.”
- Enter card details and verify via OTP.
2. Google Pay
- Open Google Pay and tap “Payment Methods.”
- Select “Add Debit Card” and enter your card details.
- Verify with OTP.
3. Paytm
- Open Paytm and go to “Passbook.”
- Tap “Linked Banks” > “Add Debit Card.”
- Enter details and verify.
4. Amazon Pay
- Open Amazon Pay and tap “Payment Methods.”
- Select “Add Debit Card” and enter your card details.
- Complete verification.
5. BHIM UPI
- Open the BHIM app and link your bank account.
- Tap “Add Debit Card” and enter details for verification.