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PM Shram Yogi Maandhan Yojana: ₹55/month for ₹3,000 Pension

The PM Shram Yogi Maandhan Yojana (PM-SYM) provides a monthly pension of ₹3,000 to unorganised sector workers after they reach the age of 60. Individuals aged 18–40 with a monthly income of less than ₹15,000 are eligible to apply. At age 18, the contribution is just ₹55 per month, and the government contributes an equal amount to the account. Registration can be done by visiting a CSC center.