Pradhan Mantri Jan Dhan Yojana (PMJDY) is now 10 years old. As per RBI rules, KYC (Know Your Customer) must be updated every 10 years after you open a bank account. So, the government has said that Jan Dhan accounts must be re-KYC by September 30.
If you have a Jan Dhan account, do re-KYC by September 30. If you do not, the bank may close your account. Here, we explain re-KYC and Jan Dhan account in question and answer form.
Re-KYC for Jan Dhan Accounts
Q1: What is re-KYC and why is it needed?
Re-KYC means updating your bank details like name, address, and photo. It helps stop fraud and gives smooth banking service.
Q2: Who must do re-KYC?
People who opened Jan Dhan accounts in 2014–2015 must do re-KYC. KYC is valid for 10 years. Without re-KYC, the account will not stay active.
Q3: What are banks doing for this?
Government banks are holding camps in villages from July 1 to September 30, 2025. Bank staff are also visiting homes. Till now, camps were held in about 1 lakh villages, and many people have updated their details.
Q4: What happens if re-KYC is not done?
If re-KYC is not done, the account may stop working. You cannot do transactions and may not get government subsidy.