The Pashu Kisan Credit Card Scheme was introduced by the Haryana government in 2022 to support farmers engaged in animal husbandry. This scheme offers farmers an easy loan of ₹1.6 lakh to ₹3 lakh without collateral, with an attractive 4% interest rate. Additionally, farmers receive a 3% discount on the loan.
The scheme aims to promote animal husbandry and help farmers double their income. The loan amount varies depending on the type of livestock. For instance, cow breeders can avail a loan of ₹4,783 per cow, while buffalo breeders can get ₹6,249 per buffalo. This credit card will allow farmers to manage animal healthcare and other expenses without relying on external support.
If you wish to benefit from the Pashu Kisan Credit Card Scheme, detailed information is provided below, including: how to apply for a loan, application procedure, required documents, official website, scheme benefits, eligibility criteria, and more.
Benefits of Pashu Kisan Credit Card Yojana
- Enables animal husbandry farmers to grow and expand their businesses.
- Offers loans up to ₹1.6 lakh without collateral.
- Provides a lower interest rate of 4% compared to the standard 7% charged by banks.
- Loan repayment must be made within a year to qualify for subsequent amounts.
- Helps farmers care for animals and purchase new ones, aiding in business expansion.
- Loans above ₹1.6 lakh may incur higher interest rates.
Eligibility Criteria for Pashu Kisan Credit Card
- The applicant must be a permanent resident of Haryana.
- Ownership of animals is mandatory.
- Animals must have insurance and a health card.
Required Documents for Pashu Kisan Credit Card
- Aadhar Card
- PAN Card
- Domicile Certificate
- Identity Card
- Mobile Number
- Passport-Sized Photograph
- Animal Loan Insurance and Health Card
How to Apply Online for Pashu Kisan Credit Card Yojana?
- Visit the nearest CSC (Common Service Center) to apply for the Pashu Kisan Credit Card online.
- The CSC centre will assist you in filling out the online application form.
- Note: The Pashu Kisan Credit Card will only be issued by banks authorized by the government.
How to Apply Offline for a Pashu Kisan Credit Card?
- Visit the nearest bank offering the Pashu Kisan Credit Card scheme.
- Collect detailed information about the scheme from the bank officials.
- Obtain the application form for the Pashu Kisan Credit Card from the bank.
- Fill out the form carefully and attach all required documents.
- Complete the KYC (Know Your Customer) process by submitting the form and documents to the same bank.
- If eligible, the Pashu Kisan Credit Card will be issued within 30 days.