Best Value For Money Smartphones Under 20K In 2025: If you are looking for a best value for money smartphone under a budget of 20k, then you should definitely read this article till end because here I have provided a list of top 3 best value for money smartphones under 20k budget in August 2025. In case you want a smartphone that is loaded with every trending feature like bigger AMOLED display, a good quality camera setup, very large battery with fast charging support, and a powerful gaming chipset so that you can easily play games in your phone without any lag or heating problem, these phones are packed with all these features. Moreover, you can get better discount options on Flipkart in Flipkart live sale on these value for money smartphones.
Read More: Top 5 Best Overall Smartphones Under 20K Right Now
1. iQOO Z10 5G
iQOO Z10 5G is the first phone of our list that comes with a large 6.77 inch quad curved AMOLED display and you get a very smooth 120 Hz refresh rate with very high peak brightness of up to 5000 nits. You get 50 MP Sony IMX882 main camera with OIS plus 2 MP macro lens in rear section, and in front you get 32 MP selfie camera with video recording capability up to 4K resolution.
The phone is equipped with 7300 mAh monster battery pack that also supports fast charging up to 90 Watt. The phone is powered by Qualcomm Snapdragon 7s Gen 3 processor that is a very good processor, especially if you want to do high end gaming. In this phone you do not feel any kind of lag or heating issue. You have to spend around 20k to purchase this phone in India.
2. iQOO Z9s 5G
iQOO Z9s 5G phone is the second phone of our list that comes with a 6.77 inch FHD+ AMOLED display and you get a very good 120 Hz refresh rate with 1800 nits brightness that really gives amazing viewing experience, and it feels very realistic watching the content in phone.
The phone is also powered by MediaTek Dimensity 7300 powerful chipset that allows you to use heavy apps in this phone without any glitches. The phone comes with 5500 mAh long lasting battery and you also get 44 Watt fast charging support. The best part is the phone comes with IP64 rating for dust and splash resistance.
In the rear section you get 50 MP camera with OIS and 2 MP depth sensor, whereas in front you get 16 MP selfie camera. Both side cameras offer very clear pictures. You have to spend around 19,999 rupees to purchase this phone in India.
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3. Redmi Note 13 5G
Redmi Note 13 5G phone is the third and last phone of our list that is also loaded with 6.67 inch AMOLED screen, and you get 120 Hz refresh rate with 1000 nits peak brightness. The best part is that its display is protected by Gorilla Glass 5 protection. In the rear section you get 108 MP main camera plus 2 MP macro lens, whereas in front you get 16 MP camera.
The phone is equipped with 5000 mAh long lasting battery that supports 33 Watt fast charging too. You get MediaTek Dimensity 6080 chipset that is a very powerful chipset, especially if you want to perform high end tasks in this phone. Redmi Note 13 5G phone comes at a starting price point of 17,999 rupees for its 6 GB RAM and 128 GB storage model.