SBI, BoB, IDBI Bank offer bumper FD returns in 444 days – Check latest interest rates

Investing in fixed deposits (FD) is considered a good option. The biggest advantage is that you get both safety and fixed returns. There is no risk. Even though many banks have reduced FD interest rates after the cut in repo rate, some banks have introduced special FD schemes for a fixed time. One of these is the 444-day FD scheme. Many banks, including SBI, Canara Bank and Indian Bank, are giving good interest rates to common citizens, senior citizens and super senior citizens on this FD.

The country’s largest government bank, State Bank of India (SBI), has named its special 444-day FD plan “Amrit Vrishti.” In this FD, general citizens get 6.60% interest, senior citizens get 7.10%, and super senior citizens get 7.20%. For example, if you invest ₹1,00,000 in SBI’s Amrit Vrishti FD, you will get around ₹1,08,288 at maturity. Out of this, the interest amount will be ₹8,288.

Indian Bank

Indian Bank gives 6.70% interest to normal people on 444-day FD (Ind Secure Product). Senior citizens get 7.20%, and super senior citizens get 7.45%.

If you put ₹1,00,000, you will get about ₹1,08,418.26. The extra money (interest) will be ₹8,418.26.

Canara Bank

Canara Bank gives 6.50% interest to normal people and 7.00% to senior citizens on 444-day FD.

If you put ₹1,00,000, you will get about ₹1,08,159.08. The extra money (interest) will be ₹8,159.08.

IDBI Bank

IDBI Bank gives 6.70% interest to normal people on 444-day Utsav FD. Senior citizens get 7.20%, and super senior citizens get 7.35%. These rates are valid till 30 September 2025.

If you put ₹1,00,000, you will get about ₹1,08,418.26. The extra money (interest) will be ₹8,418.26.

Bank of Baroda

Bank of Baroda has Bob Square Drive FD for 444 days. Normal people get 6.60%, senior citizens get 7.10%, and super senior citizens get 7.20%.