RBI Repo Rate: Big news for common people. The Monetary Policy Committee (MPC) of the Reserve Bank of India (RBI) has revealed its decision regarding the repo rate today, which is Friday. After three days of discussions, RBI Governor Sanjay Malhotra decided to keep the repo rate steady at 5.25%. The RBI holds its monetary policy meetings every two months, with the last one taking place in December 2025.

This marks the first monetary policy meeting for the fiscal year 2026. The next one is scheduled for April. The RBI has been regularly lowering the repo rate to bolster economic growth in light of global economic uncertainties and tariff conflicts. This MPC meeting is particularly significant, as there are several key developments happening both in India and around the world. Recently, India unveiled its budget and finalized a trade agreement with the US, which could have economic implications.

An SBI report mentioned that the RBI is unlikely to alter the repo rate this time around. The report indicated that due to various global and domestic risks, increasing bond yields, fluctuations in the rupee, and international uncertainties, the RBI might take a more cautious approach for the moment. As a result, even with previous policy relaxations, interest rates are expected to stay the same this time.

Lakshmi Venkataraman Venkatesan, Founder and Managing Trustee, Bharatiya Yuva Shakti Trust (BYST), said, “The RBI’s continued monetary policy and repo rate have a direct impact on micro entrepreneurs, particularly through the cost of capital, availability of credit, and demand for their products. The industry understands that a high repo rate increases borrowing costs, while monetary policy easing encourages investment, as MSME loans are linked to the repo rate. While an additional 0.25% repo rate cut would have been ideal, the total 1.25% reduction over the past 14 months will help keep the MSME sector on a strong footing.

Umesh Rathore, VP – Sales and Marketing, VVIP Group, said, “The RBI’s decision to keep the repo rate at 5.25% has provided stability to the real estate sector. This will maintain buyer confidence and help developers plan their projects better. Any future interest rate cuts will further increase housing demand. Overall, this decision is positive for residential and commercial real estate.”

About the Author

Sweta Mitra

Working in the media for last 7 years. The journey started in the year 2018. For the past few years, my working experience has been in Bengali media. Currently working at Timesbull.com. Here I write like Business, National, and Utility News. My favorite hobbies are listening to music, traveling, food,...

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