Pradhan Mantri Awas Yojana-Gramin is one of the most ambitious schemes of the Central Government, which aims to provide pucca houses to the poor and homeless people of the country. This initiative, which started in 1996 as Indira Awas Yojana, was revised in 2016 and launched as Pradhan Mantri Awas Yojana-Gramin. Under this scheme, financial assistance is given to the beneficiaries to build a pucca house, as well as facilities like a toilet, a kitchen, electricity, water, and a gas connection are also ensured. Eligible people are given money in the form of installments directly into their bank accounts.
Pradhan Mantri Awas Yojana-Gramin was launched by Prime Minister Narendra Modi on 1 April 2016. The goal of this scheme is to provide pucca houses to those families who are still living in kutcha houses or who do not have any permanent shelter to live in. The government aims to provide a roof and basic amenities to every needy family. Under the scheme, the minimum size of the house has been fixed at 25 square meters, which will also include the kitchen.
Benefits of Pradhan Mantri Awas Yojana-Rural Scheme
Under this scheme, assistance of up to Rs 1.20 lakh is given in plain areas and Rs 1.30 lakh in hilly areas. Apart from this, a cheap loan of up to Rs 70,000 is also available. Along with the construction of the house, Rs 12,000 is given for a toilet under the Swachh Bharat Mission, and a free LPG connection is given under the Pradhan Mantri Ujjwala Yojana. Facilities like 95 days of employment in MNREGA and drinking water, and electricity connection are also part of this scheme.
Eligibility for Pradhan Mantri Awas Yojana-Rural Scheme
Only those families can avail the benefits of this scheme who do not have a permanent house and live in kutcha or dilapidated houses. Homeless people, tribal communities, families freed from bonded labor, people doing cleaning work, and people living by begging are also eligible for this.
Who will not get the benefit of Pradhan Mantri Awas Yojana-Rural Scheme
If a family has a concrete house with more than two rooms, vehicles with agricultural equipment, a government job, or pays income tax, then they will not get the benefit of this scheme. Those who have more than 2.5 acres of irrigated land are also ineligible.
Documents required for the application of PM Awas Yojana Rural
- Self-attested copy of Aadhar card, thumb impression if the applicant is illiterate
- Job card issued by MNREGA
- Complete bank account details and their photocopy as well
- Swachh Bharat Mission (SBM) number
- An affidavit in which the beneficiary has to write that he does not have a concrete house
Process of applying for Pradhan Mantri Awas Yojana-Rural Scheme
- For this, you have to go to the official website https://pmayg.nic.in/netiayHome/home.aspx.
- After this, fill in your personal information like name, mobile number, and Aadhar number, etc.
- Now upload the Consent to use the Aadhar card.
- After this, click on the search button, so that the name, PMAY ID, and priority can be searched from the Beneficiary List.
- After this, click on Click to Register. The information of the beneficiary will appear in front of you.
- After this, other information like the type of ownership, Aadhaar number, relationship, etc. will have to be given.
- Upload Consent for the use of the Aadhaar card.
- After this, enter the beneficiary’s bank account information.
- If you want to take a loan, select Yes and fill in the loan amount.
- In the next section, fill in the MGNREGA job card number and Swachh Bharat Mission (SBM) number.
- The next section will be filled by the concerned office.
How to check the name in the list of Pradhan Mantri Awas Yojana-Rural Scheme
If you want to check the name in the list of Pradhan Mantri Awas Yojana-Rural, then you have to go to the official website https://pmayg.nic.in/netiayHome/home.aspx. After this, go to the Stakeholder tab and click on IAY/PMAYG Beneficiary. After this, enter your registration number and Captcha code. After this, submit it.
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When do you get the money?
After the beneficiary’s name appears in the list, the first installment is released within seven working days. The entire amount comes directly to the bank account in 3 to 5 installments.