PPF Investment 2026: Nowadays, everyone invests to secure their family’s future. If you are also thinking about securing your family’s future, then this news can be very important for you. If you are thinking of making a secure investment and getting excellent returns, then the Public Provident Fund (PPF) scheme is a great option for you. This is a government investment scheme where your money remains safe and you get excellent returns on long-term investments.
What are the features of the PPF scheme?
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The maturity amount in the PPF scheme is received after 15 years. During this period, you have to invest every year. In this scheme, you can start investing with a minimum of Rs. 500 and can invest up to a maximum of Rs. 1.50 lakh annually. PPF currently offers an interest rate of 7.1%. The special thing about this scheme is that after the completion of the 15-year maturity period, you can extend it twice for 5 years each time. Keeping the money invested for a longer period will yield higher returns.
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How much return will you get on different investment amounts in PPF?
Return on investment of Rs. 3000 per month
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If you save Rs. 3000 every month and invest Rs. 36,000 annually and continue this for 15 years, the total investment will be Rs. 5.40 lakh. At maturity, you will receive Rs. 9.76 lakh. This means you will have a profit of Rs. 4.36 lakh.
Return on investment of Rs. 5000 per month
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If you save Rs. 5000 every month and invest Rs. 60,000 annually and continue this for 15 years, the total investment will be Rs. 9 lakh. At maturity, you will receive Rs. 16.27 lakh. This means you will have a profit of Rs. 7.27 lakh.
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Return on an investment of ₹10,000 per month
If you save ₹10,000 every month and invest ₹1,20,000 annually, and continue this for 15 years, your total investment will be ₹18 lakh. At maturity, you will receive ₹32.54 lakh. This means you will make a profit of ₹14.54 lakh.