PM Jan Dhan Update: Re-KYC mandatory by September 30, know steps to avoid account closure

Pradhan Mantri Jan Dhan Yojana (PMJDY) is now 10 years old. As per RBI rules, KYC (Know Your Customer) must be updated every 10 years after you open a bank account. So, the government has said that Jan Dhan accounts must be re-KYC by September 30.

If you have a Jan Dhan account, do re-KYC by September 30. If you do not, the bank may close your account. Here, we explain re-KYC and Jan Dhan account in question and answer form.

Re-KYC for Jan Dhan Accounts

Q1: What is re-KYC and why is it needed?

Re-KYC means updating your bank details like name, address, and photo. It helps stop fraud and gives smooth banking service.

Q2: Who must do re-KYC?

People who opened Jan Dhan accounts in 2014–2015 must do re-KYC. KYC is valid for 10 years. Without re-KYC, the account will not stay active.

11 Years of Progress, Empowerment & PM Jan Dhan Yojana! A journey that opened doors to financial services, dignity, and security for every household.@DFS_India #PMJDY #JanDhanYojana #FinancialInclusion #11YearsOfEmpowerment #UnionBankofIndia #GoodPeopleToBankWith pic.twitter.com/ixomme529p

— Union Bank of India (@UnionBankTweets) August 29, 2025

Q3: What are banks doing for this?

Government banks are holding camps in villages from July 1 to September 30, 2025. Bank staff are also visiting homes. Till now, camps were held in about 1 lakh villages, and many people have updated their details.

Jan Dhan: More Than Accounts, It’s Empowerment

Eleven years ago, PM @narendramodi promised that no poor family would remain outside the banking system.

Jan Dhan was never just about accounts—it opened doors for mothers to save with dignity, farmers to receive support directly,… pic.twitter.com/HbpfmKsaai

— DD News (@DDNewslive) August 28, 2025

Q4: What happens if re-KYC is not done?

If re-KYC is not done, the account may stop working. You cannot do transactions and may not get government subsidy.