There is a need for regular income after retirement, but after investing in the right place, its face can be seen. You can get pension benefits every month. so that you can get crores of rupees in one go after retirement. As a result, retirement life can be very beautiful and secure.
By investing in the National Pension System (NPS), you can save crores of rupees in monthly investment. There can be monthly pension. NPS is a scheme where after retirement, you can get a large part of the investment money in one go after retirement.
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You can withdraw 80 percent of the money after retirement. You can keep 20 percent for annuity.
For a pension of 50,000 rupees, you need 6 lakh rupees annually as pension. After the annuity, you will get 6 percent interest. To get a pension of 50 thousand rupees, you need a fund of 1 crore rupees.
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Annual pension 50,000X12 = 6,00,000 rupees, assuming a 6 percent annuity rate, the total annuity is 6,00,000÷ 6% = 1,00,00,000 rupees.
Which means you have to buy an annuity of 1 crore rupees. If you want to get a total of 5 crore rupees in NPS, private sector employees can withdraw 80 percent of the money and invest in a 20 percent annuity.
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You can invest 14,000 to 15,000 rupees per month. On top of this, there will be 10 percent interest per year.
Up to 60 years, there can be a total fund of 5 crores, 80 percent can get 4 crores at a time. 20 percent annuity can get 1 crores.
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After that, you can get a pension of 50,000 rupees every month, in this way, if you are 30 years old, you can invest in the investor’s NPS.
You have to invest 24 to 25 thousand every month, if you are 35 years old, you can get 35 to 38 thousand rupees per month to get a pension of 50,000 rupees.