With the beginning of August 2025, many important changes related to your money are going to happen. Whether you make daily payments through UPI, use a credit card, or order a gas cylinder for your home — each change can affect your budget. Know here about the 5 changes that will start from August 1, 2025.

1. New Rule for UPI Users

If you check your bank balance many times a day through a UPI app or view bank details again and again, you will now need to change this habit. You will not be allowed to check the balance more than 50 times from one UPI app. Bank details linked to your mobile number can be viewed only 25 times a day.
Also, automatic payments like Netflix, EMI, and SIP will now happen only at three fixed times: before 10 AM, between 1 PM to 5 PM, and after 9:30 PM. This change will reduce the load on the UPI network and lower the chances of failed transactions.

2. Big Change for SBI Credit Card Holders

If you have an SBI ELITE or PRIME co-branded credit card, this update is important for you. From August 11, 2025, the air accident insurance on these cards will be removed. Earlier, this cover ranged from ₹50 lakh to ₹1 crore. This change will mostly affect cardholders from UCO Bank, Allahabad Bank, and Central Bank.

3. Domestic Gas Cylinder Prices May Change

LPG cylinder prices are updated on the 1st of every month. In July, the price of commercial cylinders dropped by ₹60, but there was no change in domestic cylinder prices. New rates will be announced on August 1, and there could be either a price increase or a price cut. This will directly impact your kitchen budget.

4. CNG and PNG Rates Will Also Change

If you drive a car that runs on CNG or use PNG at home, then this update matters for you. Gas companies will review the rates on August 1. Since April 2025, there has been no change in these rates. The new rates could go up or down depending on the review.

5. Can EMI Become Cheaper?

The RBI monetary policy meeting will take place from August 4 to 6. If the repo rate is reduced, then there may be relief in EMIs for home, car, and personal loans. This will be good news for people planning to take new loans.