LED credit cards will soon be available in India, Know the fees

LED Credit Card: Good news for credit card holders. These days, credit cards are pretty much everywhere. You can find them not just in big cities but also in tier two and three towns. In this digital age, credit cards have become essential for our everyday lives. And here’s some news about credit that might surprise you: LED-enabled credit cards are set to launch in India. When you make a payment with these cards, a light will actually glow. This is seen as a significant innovation in India’s credit card industry. CheQ, a credit management platform, and AU Small Finance Bank have teamed up to introduce the country’s first LED-powered co-branded credit card.

This card stands out because of its cool
“Tap-to-Pay LED feature,” which lights up with every transaction. The most unique aspect of the card is its built-in LED light system. When you tap the card for contactless payments, the LED light turns on. This tech runs on the NFC field from the POS machine, so it doesn’t need a battery. It makes the payment process more engaging and secure.

Key Highlights :

New credit card features innovative Tap-to-Pay LED light that glows during transactions.
LED system powered by NFC technology, no battery required.
Designed to make contactless payments more interactive and secure.

The rewards system is also quite special. This launch is a big deal for CheQ. They used to be just a bill payment platform, but now they’re making a strong mark in the credit and rewards space with this card. The rewards system is different too. All rewards come in the form of “CheQ Points,” which users can easily monitor and redeem on one platform. This makes the complicated rewards system of traditional credit cards much simpler.

The LED credit card also supports UPI

Users can connect their RuPay credit card to UPI for payments and to earn rewards. If you’re interested in getting this credit card, you can apply through the CheQ app starting April 28, 2026.

What is the fee for LED credit card?

The LED credit card has an annual charge of Rs  499, which can be reversed upon annual spends of Rs 3 lakh. Cardholders will also receive a welcome benefit in the form of an EazyDiner membership worth Rs 695. An additional one-time charge of Rs 999 applies to the LED version of the card , which has been waived for CheQ customers until May 31, 2026.