The last date for filing ITR is approaching! This time, 15th September 2025 is the last date, and crores of people have already filed their returns. Meanwhile, many people have received their tax refund, but if you are one of those who have not received the refund yet, then there is no need to panic.
There may be some common reasons for the delay in tax refund, which is very important to understand. If you have filed the return correctly and e-verified it on time, the refund can come within 7 to 15 days, but if there is any mistake, it may take time. Let us know the reasons for the delay in your income tax refund.
Main reasons for the delay in tax refund
Incorrect or incomplete bank information
This is the most common mistake. If you have made a mistake in the bank account number, IFSC code, or name while filing the return, then your refund will not come directly to your account. Always ensure that your bank details are complete and correct.
Difference between ITR and Form 26AS/AIS
If there is any discrepancy between the return filed by you and the Form 26AS or AIS (Annual Information Statement) with the Income Tax Department, there may be a delay in return processing. For example, if you have not mentioned any income or have wrongly claimed TDS credit.
Non-verification of ITR
Just filing the return is not enough; it is also very important to verify it. Without e-verification, your return will not be processed, and you will not get a refund.
Scrutiny by the Department
In some cases, the Income Tax Department feels that a large amount of refund has been claimed in the return, or there may be some discrepancy. Such returns are held for scrutiny, which delays the refund.
Adjustment of old tax dues
If you have any old tax dues, the new refund can be adjusted accordingly. In such cases, the department sends you a notice, and the refund is stopped.
What to do if the refund is delayed
If you have filed your return on time and verified it, yet your refund has not arrived, first check the processing status of your ITR by logging on to the Income Tax Department website. If it has been processed and the refund status is showing ‘Issued’, then also check your bank statement. If you find any discrepancy, you can request a refund reissue. If your refund takes more than 30 days, you can also get interest under the Income Tax Act. However, this rule applies with certain conditions.