The problem of retail has been with us for a long time. When we suddenly need to buy something, we face problems due to lack of retail money. Even going to an ATM nearby is of no use because, if we push too hard, the ATM machine will dispense notes of 100 to 500 rupees. Therefore, the common man is suffering endlessly due to retail. Now the central government has come forward to solve that problem. Several reports claim that from now on, the Narendra Modi government is planning to launch special ATMs (Hybrid ATM India) for coins and notes of 10, 20 and even 50 rupees.
Discussions are going on at full speed
In developing countries like India, digital payments are increasing with time. But even then, the real picture is very different. Generally, when it is necessary to go to the market and buy essential goods, cash transactions are preferred. UPI is not accepted in many places. Moreover, there is still a large section of people in the country who have not been able to get acquainted with digital payments till date. Even though they have heard the word, many do not know how to use it. As a result, there is a demand for 10, 20 and 50 rupee notes. Which are a rarity in today’s market.
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In the past few days, the common man has had to face the problem of retail. This time, the center is considering whether to launch hybrid ATMs for 10, 20 and even 50 rupee coins and notes to solve the problem. According to a bunch of reports, the common man will be able to easily withdraw retail money like 10 and 20 rupees from such ATMs. It is known that this ATM will also have the facility to exchange large notes and withdraw retail money. According to sources, plans are underway to install such ATMs in busy and important places like commercial areas, hospitals, markets, railway stations and bus stands.
<blockquote class=”twitter-tweet”><p lang=”en” dir=”ltr”>🚨Govt planning ATMs to dispense small notes and coins like Rs. 10, 20, 50. <a href=”https://t.co/8mimfL4KSu”>pic.twitter.com/8mimfL4KSu</a></p>\— India \& The World (@IndianInfoGuid) <a href=”https://twitter.com/IndianInfoGuid/status/2016054009778565353?ref\_src=twsrc%5Etfw”>January 27, 2026</a></blockquote> <script async src=”https://platform.twitter.com/widgets.js” charset=”utf-8″></script>
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A government official, speaking on condition of anonymity, said that the central government is planning to install hybrid ATMs in selected places in important cities like Kolkata, where the pressure of cash transactions is high, to solve the problem of retail transactions of Rs 10 and Rs 20.
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However, with the Indian government continuously emphasizing on digitalization, there are doubts in various quarters about whether the plan to install separate ATMs for retail will actually become a reality and how long it will last. However, if this special facility is introduced, a large section of people will ultimately benefit.
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It is worth noting that the government has already launched a pilot project in Mumbai to verify the reality of the special ATM plan that has been taken to meet the needs of small notes or retail. Under this project, how effective it is after the introduction of special ATMs in Mumbai and how much the general public is inclined towards this ATM, whether there is any demand for it at all, are being investigated.