Credit Card UPI Link- There is a big update for Credit Card and UPI users. In today’s time, everything has become modern and digitalized. Similarly, people have the facility of credit card, debit card and UPI for payment. Among these, credit card is becoming popular among people. However, earlier its use was not considered correct.

Because credit card means taking money on loan. Different banks give different types of reward points for payments made using credit card. These reward points can have many benefits. On the other hand, payment is done within a few minutes through UPI. It gives us the facility of instant payment. There are many benefits of linking these two. Let’s talk about them one by one.

What are the benefits of linking?

If you link UPI to a credit card, you can also avail cashback and rewards on UPI payments. You get more reward points on a credit card than a debit card.

If you want to make payment through credit card, then you may face problem because you will not find POS machine in every shop. However, today UPI scan code can be seen in almost every shop. Therefore, after linking UPI and credit card, you will not have to face problem regarding machine availability. You will be able to make payment easily.

Credit card is also very helpful in case of emergency. But to use it, it is necessary that you always have a credit card available. However, if it is linked to UPI, then its use will be easy. You can pay a large amount of money in an emergency just through a phone call.

 

How to link UPI with credit card?

If you want to link your credit card to UPI payment, then it is necessary for you to have apps like PhonePe and BHIM downloaded.

Step 1- You can download this app from Play Store. After downloading the app, you have to go to the payment section.

Step 2- Select Credit Card on the Add Payment Method option.

Step 3- After this, you will have to enter the credit card number, CVV, expiry date.

Step 4- Then OTP number will come on your phone, verify after entering the OTP number.

Step 5- Finally your UPI is linked to the credit card. Now you can use the received UPI ID for payment.