New Delhi: The Indian government runs various savings schemes. People can join these schemes and receive substantial returns. The central government has made an important announcement regarding small savings schemes. The government announced on Wednesday that it has not made any changes to the interest rates for several small savings schemes, including PPF and NSC.
The government has kept the rates stable for the seventh consecutive quarter. Earlier, there were speculations that some changes would be made, but this did not happen. The new year has already begun, and people are showing a different kind of enthusiasm.
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The Ministry of Finance, through a notification, stated that the fourth quarter of the financial year 2025-2026 will run from January 1 to March 31, 2026. The interest rates on these schemes will remain unchanged until the end of the financial year.
Interest Rates on Different Schemes
The central government is offering an 8.2 percent interest rate on funds deposited under the Sukanya Samriddhi Yojana, which will also remain unchanged. The interest rate on three-year deposits will remain at 7.1 percent, the same as the current quarter. The interest rates for PPF and Post Office Savings Deposit schemes will remain at 7.1 percent and 4 percent respectively, while the interest rate on Kisan Vikas Patra will be 7.5 percent.
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The investment will mature in 115 months. The interest rate on the central government’s National Savings Certificate scheme will remain stable at 7.7 percent for the upcoming quarter. People can build a substantial fund by joining these schemes. This fund will contribute to their future financial progress and prosperity. It will be beneficial on a large scale.
Opportunity to Invest in Schemes
This is an opportunity to join the central government’s schemes, so don’t miss it. Similar to the current quarter, the Monthly Income Scheme will provide investors with a return of 7.4 percent during the fourth quarter of the current financial year.
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The interest rates on small savings schemes operated by post offices and banks have also not been changed. Earlier, the government had made changes to some schemes in the fourth quarter of 2023-24. The central government revises the interest rates of these schemes every quarter.