How to get Quick Loan: Now times have changed brother, earlier whenever there was a sudden need for money, the first thing that would come to mind was tension – where will we arrange for the money now? Even if you ask someone, you hesitate, if you go to the bank, there is a long queue and lots of papers. But now all these hassles are over. Now in Digital India, everything has become smart – even taking a loan! Now, in just a few minutes, sitting at home, it has become very easy to get a loan up to ₹50,000. No need to go to a bank, no need to deal with a broker, just apply from your mobile and the money is directly in your account!
What is Quick Loan and how did it become so easy?
Look friend, Quick Loan means a loan that you get immediately without much hassle, without a long process, and without any guarantee. It is specially made for those people who need money in an emergency – like medical expenses, house repairs, children’s school fees or any important purchase. Now in such times, if you have to go to the bank and stand in line, then instead of getting help, the tension increases. That is why the concept of quick loan came, where everything is digital and the process is fast.
You just have to choose a reliable digital loan app or online platform. Fill the form from the mobile, upload some basic documents like Aadhar card, PAN card and bank details, and then see the magic! Sometimes the loan gets approved in just 10 to 15 minutes and the money is also transferred to your account within 2 hours. That means no bank visits, no guarantee hassles – only some important documents and a mobile phone are required.
Can everyone take a quick loan?
Yes brother, but some basic things have to be kept in mind. Generally your age should be above 21 years and below 60. Also, if you have a regular income, that is, you do a job or are a freelancer and earn something monthly, then there is no problem in getting a loan. And yes, if your CIBIL score i.e. credit score is good (650 or above), then understand that the path becomes even easier for you. Meaning, if you have ever repaid a loan on time in the past, then now getting a loan will become even faster.
Which apps are providing this facility?
Nowadays, many such digital apps and platforms have come up which provide the facility of quick loans. Like CASHe, which gives loans to people between 23 to 58 years of age only on the basis of Aadhaar card and gives up to 540 days to make the payment. Then there is PaySense, which gives loans from ₹ 5,000 to ₹ 5 lakh to people between 21 to 60 years of age and the EMI facility ranges from 3 months to 60 months. KreditBee is also very popular, here you can get a loan of ₹ 6,000 to ₹ 10 lakh in just 10 minutes, your monthly income should be ₹ 10,000. And there is also mPokket, which gives loans from ₹ 10,000 to ₹ 2 lakh and gives the flexibility to repay up to 36 months.
The most special thing about these apps is that their process is very simple and user-friendly. Anyone who knows how to use a mobile can easily apply for a loan through these apps. And if you have all the documents ready, then understand that your work will be done in just a few minutes.
Now you will not have to wait long for a loan
Till a few years ago, whenever there was talk of a loan, people had to wait for months, had to face bank meetings, lots of formalities and what not. But now those days are gone. Today you can apply for a loan whenever you want, wherever you want – just from your mobile and the money can come to your account within a few hours.
In today’s digital era, with a smartphone, a stable income and some necessary documents, you can get a loan directly from your mobile without anyone’s help, without going to any bank branch. This means that now in an emergency you do not need to ask for help here and there, you can stand on your own feet and fulfill your needs.