EPFO PF withdrawal with UPI: If you’re one of the many workers who have PF deductions, there’s some exciting news for you. The EPFO has introduced a significant change to the PF withdrawal process. This will have a direct effect on countless PF account holders. Let’s dive into the details of what’s new.
EPFO has made a significant update
The EPFO regularly refreshes its website to enhance the experience for PF account holders. Now, they’ve teamed up with the National Payments Corporation of India (NPCI) to create a system that lets PF account holders withdraw their money using UPI. This new feature will save you from the trouble of filling out long forms to access your PF funds.
📌 Also Read: This Scheme Has Become a Money-Making Machine, Create a Fund of ₹43 Lakhs with Just ₹411
At present, even if an employee submits an online advance claim of Rs 5 lakh or less, it takes a minimum of three working days to process. If the claim exceeds Rs 5 lakh, the processing time will be even longer. But with this new feature, the funds will be transferred to your bank account in just seconds.
You can withdraw money using these UPI methods
The new rule allowing PF withdrawals through UPI will be a huge advantage for employees. Initially, you can only withdraw PF funds using BHIM UPI. However, soon you’ll also be able to use popular UPI apps like Paytm, PhonePe, and Google Pay for your withdrawals.
📌 Also Read: DA Hike - Central employees' salary to see an increase of Rs 24,000! Find out the update
What will the limits be?
Under the new EPFO regulations, there may be some limits set to avoid misuse of this service. As for the withdrawal limits, the RBI’s UPI limits will apply. As of January 2026, the standard daily UPI transaction limit is Rs 1 lakh. This limit can go up to Rs 5 lakh for specific categories like medical expenses, education, insurance, credit cards, travel, and IPOs.