EPFO: Even if you change jobs multiple times, you can merge PF accounts into one; know the process step by step

EPFO has set multiple initiatives to strengthen workers financial stability. Employees can contribute a small part from their salary to their PF account. By investing in a PF account, employees can secure their future financially. You will also earn a substantial amount of interest on the funds deposited in your account.

Option to withdraw money

Additionally, if necessary, you have the option to withdraw money from your Provident Fund (PF) account. Similar to when you leave a job, you can withdraw the total amount from your PF account.

In case you switch jobs multiple times

If you have switched jobs multiple times, it is possible that you possess several PF accounts. If desired, you can consolidate all of these into a single PF account. The following outlines the process for merging all PF accounts into one.

Process to merge PF accounts into one

If your current Universal Account Number (UAN) is associated with your existing PF account, you will be unable to withdraw funds from the PF account of your previous employer. To resolve this, you must merge your old PF account with your new one. To initiate this process, visit the official EPFO website at https://www.epfindia.gov.in/. Next, click on the “Services” tab, followed by “For Employees.” Enter your EPF account number and submit your request. Once your application is submitted, it will be approved by your current employer.

Subsequently, the EPFO will merge your old PF accounts into the new one, allowing all your PF funds to be consolidated into a single account. You will then have the ability to withdraw the entire amount at once.